Credit union · NCUA insured
EPIC Federal Credit Union
A $165.8M credit union headquartered in Metairie, LA, with 13,662 members and 3 branches in Louisiana. Best rates: CDs 4.25% and savings 0.12% APY.
EPIC Federal Credit Union Carrot Score
78
Carrot Score
Higher than 46% of U.S. banks and credit unions
#13 of 31 in New Orleans, LA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About EPIC Federal Credit Union
Originally chartered in 1935 by employees of the New Orleans Bell Telephone Employees Federal Credit Union, EPIC Federal Credit Union is a member-owned financial cooperative.
Originally operating as Greater New Orleans Federal Credit Union, it serves New Orleans, Metairie, the Westbank, and the Northshore.
- Headquarters
- 3105 Lime St, Metairie, LA 70006
- NCUA charter
- 404
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in Orleans Parish are eligible to join.
Employers and groups
- Employees and members of the original field of membership in the communications industry are eligible for membership.
- Employees and members of additional business partner companies are eligible for membership.
Family and household
- Family members of current members are eligible to join.
Cost to join
- A $5.00 share deposit is required to open a share savings account and maintain membership.
- A one-time membership fee of $5.00 is required upon joining.
Branches
3 branches in Louisiana
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Louisiana
3 branches
- Epic FcuMain office3105 Lime St, Metairie, LA 70006Directions
- Epic Fcu3804 Lapalco Blvd, Harvey, LA 70058Directions
- Epic Fcu2812 Canal St, New Orleans, LA 70119Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 14.60% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 2.10% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.33% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $96 | $76 | — |
- CapitalNet worth ratio14.60%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late2.10%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.33%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$96Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of EPIC Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.