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Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–30 results in Columbus, OH metro
- PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance
Bank · 40 branches
4.25%APY$461 over 13 months on $10,000intro rateRequirements
Product: A minimum opening deposit of $1,000 is required for all CD accounts. Penalty for early withdrawal. Fees may reduce earnings. At the end of Promotional CD term, account automatically converts to the Standard consumer CD term that is closest to but not greater than Promotional CD term, at the applicable Standard rate. No withdrawals without penalty within first seven days. No partial withdrawals permitted. The $1.00 - $999.99 tier is for Renewal Only.
Offer: Renewal Only. Promotional rate.
Promotional rate · 0.01% interest rate · Effective Oct 21, 2026
Rate by balance
Rate by balance for Fixed Rate Certificate of Deposit (CD) Balance APY Up to $1,000 0.01% $1,000 and upYour amount 4.25% Rate checked
More details - 4.25%APY$461 over 13 months on $10,000
Requirements
Product: A penalty may be imposed for early withdrawal. Fees could reduce earnings on accounts.
Offer: A penalty may be imposed for early withdrawal. Fees could reduce earnings on accounts.
4.17% interest rate · Effective Aug 7, 2026
Rate checked
More details - 4.25%APY$534 over 15 months on $10,000intro rate
Requirements
Product: For a limited time. Dividends compounded and paid quarterly. Penalty may be imposed for early withdrawal.
Offer: Compounded quarterly. Minimum to earn APY is $500.00.
Promotional rate · 4.19% interest rate · Compounded quarterly · Effective Oct 1, 2026
Rate checked
More details - 4.25%APY$1,330 over 36 months on $10,000
Requirements
Product: Maximum deposit amount of $250,000 when opened online. Maximum deposit amount of $500,000 when opened in branch. Available for amounts up to $500,000. Automatically renews into same term CD and rate offered at time of maturity. Penalty for early withdrawals.
Balance cap $500,000 · Effective Oct 12, 2026
Rate checked
More details - 4.25%APY$2,313 over 60 months on $10,000
Requirements
Offer: To receive ConnectMORE APY, member must be in the ConnectMORE Royal Rewards program.
Rate checked
More details - 4.25%APY$3,382 over 84 months on $10,000
Requirements
Product: Minimum Deposit: $500.00 Dividend Period: Calendar Month Dividends Compounded and Credited: Monthly
Offer: Dividend Rate: 4.169%. Dividends Compounded and Credited: Monthly.
4.17% interest rate · Effective Oct 1, 2026
Rate checked
More details - 4.20%APY$2,284 over 60 months on $10,000
Requirements
Product: Option to bump up rate (one time for certificates under 24 months and twice for certificate over 24 months) requires contacting Bridge before the original certificate maturity date. Bump rate must be of the equal term of the original certificate.
Offer: To receive ConnectMORE APY, member must be in the ConnectMORE Royal Rewards program.
Rate checked
More details - 4.20%APY$2,284 over 60 months on $10,000with conditions
Requirements
Product: Requires maintaining the minimum opening balance of $500 each day to obtain APY and keep account open. Additional deposits not permitted during term. Early withdrawal penalty applies. Automatically renews at maturity with a 10-day grace period. Advantage status required for higher rate bonus.
Offer: KEMBA Advantage APY. Requires active checking with 15 qualifying transactions, direct deposit ($1,000/mo min), and eStatements.
Qualified rate · Effective Aug 1, 2026
Rate checked
More details - Abbott Laboratories Employees Credit UnionVariable Rate CertificateCD · 24 months · $500 min
Credit union · 1 branch
4.17%APY$851 over 24 months on $10,000Requirements
Product: Variable rate based on 13-week Treasury Bill + 0.15% (0% APY floor). Early withdrawal penalty may apply.
Offer: Variable rate based on 13-week Treasury Bill + 0.15%. Dividends paid monthly.
4.09% interest rate · Effective Oct 1, 2026
Rate checked
More details - 4.15%APY$240 over 7 months on $10,000intro rate
Requirements
Product: Penalty for early withdrawal. Fees may reduce earnings. Rates are subject to change at any time.
Offer: 7 Month Certificate SPECIAL
Promotional rate · 4.07% interest rate · Effective Oct 5, 2026
Rate checked
More details - 4.15%APY$921 over 26 months on $10,000with conditions
Requirements
Offer: Limited time offer. TruePerks Membership Rewards Program rate.
Qualified rate · Effective Sep 24, 2026
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More details - 4.15%APY$958 over 27 months on $10,000intro rate
Requirements
Product: Rate subject to change daily. Interest may be paid by check or transferred to a First Federal checking or savings account. Minimum additions of $250.00 or more permitted for some terms. Penalty may be imposed for early withdrawal.
Offer: 27 Month CD*
4.15% interest rate · Effective Oct 7, 2026
Rate checked
More details - 4.15%APY$1,297 over 36 months on $10,000intro rate
Requirements
Product: Promotional rates available for new money only (money not currently on deposit with the bank). Automatically renews at maturity for a term of 36-months. Funds must remain on deposit for the term. Early withdrawal penalty may apply. Fees could reduce earnings. Available for a limited time and subject to change without notice.
Offer: Promotional rate available for new money only (money not currently on deposit with the bank). Automatically renews at maturity for a term of 36-months. Funds must remain on deposit for the term. Early withdrawal penalty may apply. Fees could reduce earnings. Accurate as of 07/23/2026.
Promotional rate · 4.09% interest rate · Effective Jul 23, 2026
Rate checked
More details - 4.11%APY$516 over 15 months on $10,000intro rate
Requirements
Product: Interest rate is fixed for the term of the certificate. The 3-month CD renews automatically to a 3-month term at maturity. The 9-month CD and 15-month CD renew automatically to a 12-month term at maturity. A penalty may be imposed for early withdrawal. Fees could reduce the earnings on the account. Featured 3-month, 9-month, and 15-month CD specials have a $1,000 minimum to open. Interest begins to accrue on the business day you deposit noncash items (for example, checks). We use the daily balance method to calculate the interest on your account. If you close your account before interest is credited, you will receive the accrued interest.
Offer: Renews automatically to a 12-month term at maturity.
Promotional rate · 4.03% interest rate · Effective Sep 21, 2026
Rate checked
More details - 4.10%APY$169 over 5 months on $10,000intro rate
Requirements
Product: Rate based on ZIP code 43215. Minimum opening deposit is $1,000. For accounts less than $100,000. Early withdrawal penalty applies. Not valid with other offers, no rate exceptions. Not available for brokers, agents, public entities, or financial institutions.
Offer: Promotional rate. Account balance less than $100,000. Early withdrawal penalty applies.
Promotional rate · 4.02% interest rate · Effective Oct 16, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Columbus, OH metro
602 CDs at 57 banks and credit unions · checked Oct 16–22
- Typical
- 3.35%
- Top 10% from
- 4.12%
- Banks, typical
- 2.00%
- Credit unions, typical
- 3.65%
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Find your bank or credit union to see all its rates and how they compare near you.
Columbus, OH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Homeland Credit UnionCredit union · 1 branch
- BMI Federal Credit UnionCredit union · 5 branches
- Atomic Credit UnionCredit union · 3 branches