Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–15 of 22 in Columbus, OH metro · median 10.80% APR
- 8.99%APRas low as · up to 15.99%
8.99% APR, up to 15.99%
Terms
8.99%, 9.99%, 12.99%, or 15.99% based on creditworthiness. Due date is at least 25 days after the close of each billing cycle.
Credit card score 88 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as
Terms
As low as rates are based on credit history, credit qualifications and approval; actual rate is determined by credit score. Classic Credit Card Plan rates are fixed. Low fixed rate for purchases and cash advances; no fee for balance transfers.
Credit card score 88 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - TrueCore Federal Credit UnionTrueCore Visa Rewards True Card · $69 annual fee
Credit union · 4 branches
8.99%APRas low asTerms
Fixed low rate starting at 8.99%. $69 annual fee waived the first year. 1.5% cash back on purchases. No balance transfer fee. $150 cash back bonus after first 3 months with $3,000 in purchases. Metal card.
Credit card score 81 · Carrot Score 74
Rate checked · Credit cards rates on its site
Rates and branches - 9.75%APRas low as · up to 17.75%
9.75% APR, up to 17.75%
Terms
Variable rate based on creditworthiness.
Credit card score 87 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as · up to 17.90%
9.90% APR, up to 17.90%
Terms
APR for purchases, based on creditworthiness.
Credit card score 84 · Carrot Score 94
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as · up to 19.90%
9.90% APR, up to 19.90%
Terms
Fixed rate. No annual fee. 25-day grace period. No balance transfer fee. Great for those who carry a balance or consolidating credit card debt.
Credit card score 84 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
APR as low as 9.90%. Credit limit $5,000 - $25,000. View/redeem reward points in Digital Banking > Visa Rewards.
Credit card score 84 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Standard purchase rate.
Credit card score 84 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 9.96%APRas low as
Terms
Fixed purchase APR as low as 9.96% based on creditworthiness.
Credit card score 83 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 10.00%APRas low as
Terms
Prime plus 3%. Currently 9.75%. No Annual Fee. $5,000 Minimum Credit Limit. $1 Million Travel/Accident Insurance. No cash advance or balance transfer fees.
Credit card score 81 · Carrot Score 99
Rate checked · Credit cards rates on its site
Rates and branches - 10.65%APRas low as · up to 20.40%
10.65% APR, up to 20.40%
Terms
Rates schedule APR for Purchases: 10.65% (table) / 10.40% to 20.40% (caption), when you open your account, based on creditworthiness. Variable with market based on Prime Rate. $0 annual fee.
Credit card score 81 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 10.95%APRas low as · up to 17.99%
10.95% APR, up to 17.99%
Terms
Rate based on creditworthiness. $50 annual maintenance fee.
Credit card score 73 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 10.99%APRas low as · up to 16.99%
10.99% APR, up to 16.99%
Terms
Fixed rate. Credit lines from $500-$20,000. No minimum interest charge. No balance transfer fee. Rate varies based on creditworthiness and qualifications.
Credit card score 77
Rate checked · Credit cards rates on its site
Rates and branches - 11.00%APRas low as
Terms
Beacon Score 730 or more. Variable rate determined monthly by adding 4% to the Prime Rate. Grace period 25 days for repayment of balances for purchases.
Credit card score 77 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 11.74%APRas low as · up to 17.74%
11.74% APR, up to 17.74%
Terms
Standard variable APR based on creditworthiness (ranging from 11.74% to 17.74%). Minimum credit limit of $500. No annual fee.
Credit card score 75 · Carrot Score 65
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Columbus, OH metro
22 banks and credit unions · checked Oct 16
- Typical
- 10.80%
- Top 10% up to
- 9.07%
- Banks, typical
- 17.49%
- Credit unions, typical
- 9.98%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Columbus, OH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Homeland Credit UnionCredit union · 1 branch
- BMI Federal Credit UnionCredit union · 5 branches
- Atomic Credit UnionCredit union · 3 branches