Bank · FDIC insured
Ohio State Bank
A $484M bank headquartered in Bexley, OH, with 2 branches in Ohio. Best rates: CDs 4.25% and savings 0.05% APY.
Ohio State Bank Carrot Score
65
Carrot Score
Higher than 15% of U.S. banks and credit unions
#40 of 47 in Columbus, OH metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Ohio State Bank
Opened in 2019, Ohio State Bank is an Ohio state-chartered, FDIC-insured nonmember commercial bank.
The locally owned and operated bank serves Central Ohio communities from two locations in Bexley and Upper Arlington.
- Headquarters
- 2106 E Main St, Bexley, OH 43209
- FDIC certificate
- 59144 ↗
Branches
2 branches in Ohio
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Ohio
2 branches
- Ohio State BankMain office2106 E Main St, Bexley, OH 43209Directions
- Arlington Office Branch1776 W Lane Ave, Upper Arlington, OH 43221Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.69% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 1.02% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.02% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $106 | $81 | — |
- CapitalLeverage ratio11.69%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent1.02%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.02%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$106Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Ohio State Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.