Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Columbus, OH metro
- 5.15%APY$1,338 over 30 months on $10,000
Effective Aug 5, 2026
Rate checked
More details - 5.06%APY$2,802 over 60 months on $10,000
Requirements
Product: Available to members. A minimum balance of $500.00 is required to purchase a certificate of deposit. Lock-in shares for terms ranging from 3 to 60 months. Dividends are earned monthly and paid out by transfer to savings/checking, reinvestment, or mailed check. After opening, interest rate is fixed for the term. Penalty for early withdrawal is 90 days interest on the amount withdrawn. Fees could reduce earnings.
Offer: Fourth Qtr Dividend Rates. Rates are subject to change without notice. Minimum deposit of $500 required. Fixed interest rate for the term. Early withdrawal penalty of 90 days interest.
4.95% interest rate
Rate checked
More details - 4.75%APY
Requirements
Product: Must open initial accounts in-person at a branch office. Penalties apply for early withdrawal. Select terms from 3 months to 5 years available; contact local branch for other terms and rates.
Offer: Requires $500 minimum balance to earn the APY. Penalty for early withdrawal.
Rate checked
More details - 4.60%APY$2,475 over 59 months on $10,000intro rate
Requirements
Product: Offer good for initial term only. CD is automatically renewed for the same term. The rate is determined based on the published rate for the CD, excluding CD specials, that is closest but not exceeding the term to the CD. Annual Percentage Yield (APY) assumes principal and interest remain on deposit for the term of the certificate. Interest is compounded daily. Penalty may be imposed to early withdrawal. Fees could reduce earnings on the account. Product offering may be withdrawn at any time. Advertised rate and APY are offered at the bank’s discretion and may change daily. The minimum balance to open an account and obtain the Annual Percentage Yield (APY) shown is $500.
Promotional rate · 4.50% interest rate · Compounded daily
Rate checked
More details - 4.60%APY$2,522 over 60 months on $10,000
Requirements
Product: A penalty will be imposed for early withdrawal from term share accounts. Fees or other conditions could reduce earnings.
Offer: Premier tier. Early withdrawal penalty applies.
4.50% interest rate · Effective Oct 12, 2026
Rate checked
More details - 4.50%APY$412 over 11 months on $10,000
Requirements
Product: Minimum deposit of $1,000, or $500 for qualifying members age 21 and younger. Interest is paid and compounded monthly based on average daily balance. Early withdrawal penalties apply.
Offer: Special 11 Month CD available starting 09/22/2026. APY is accurate as of 09/22/2026. Eligible for new 11 month CDs, existing CDs will not automatically renew or rollover into the special. Cannot be combined with other promotional offers; Member Merits rate bonus does not apply. Renews at maturity to current rate for 12 month CD term. Minimum $1,000 balance required ($500 for youth accounts).
4.41% interest rate · Compounded monthly · Effective Sep 22, 2026
Rate checked
More details - Abbott Laboratories Employees Credit UnionCertificatesCD · 20 months · $500 min
Credit union · 1 branch
4.50%APY$761 over 20 months on $10,000Requirements
Product: Dividends paid monthly based on daily average balance. Automatically reinvested dividends.
Offer: Special certificate rate; early withdrawal penalty may apply.
4.41% interest rate · Effective Feb 1, 2026
Rate checked
More details - 4.50%APY$2,508 over 61 months on $10,000intro rate
Requirements
Product: Limited time special certificates. Must stop by a branch or call to open. Not eligible for Loyalty Rewards. Early withdrawal penalty may apply.
Offer: 61 Month Share Certificate special.
Promotional rate · 4.43% interest rate · Effective Sep 28, 2026
Rate checked
More details - 4.45%APY$910 over 24 months on $10,000
Requirements
Product: Southeast Ohio residents; $1,000 minimum deposit; fixed dividend terms; withdrawal penalties apply.
4.35% interest rate
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More details - 4.40%APY$553 over 15 months on $10,000with conditions
Requirements
Product: Money currently deposited at Bridge CU is eligible for deposit into this promotional certificate when a matching, or greater sum of new money is deposited at the same time (funds not deposited at Bridge CU in the last 6 months). Automatically renews to a 12-month term at maturity.
Offer: To receive ConnectMORE APY, member must be in the ConnectMORE Royal Rewards program. Money currently deposited at Bridge CU requires a dollar-for-dollar matching or greater sum of new money deposited at the same time. Automatically renews to a 12-month term at maturity.
Qualified rate
Rate checked
More details - 4.35%APY$1,123 over 30 months on $10,000intro rate
Requirements
Product: Limited-time certificate specials. Available for new and existing money. Membership eligibility required. Early withdrawal penalty may apply and may reduce earnings.
Offer: Fixed rate for the full term. Available for new and existing money.
Promotional rate · Effective Sep 14, 2026
Rate checked
More details - 4.33%APY$507 over 14 months on $10,000intro rate
Requirements
Product: Offer extended to October 24th.
Offer: Offer extended to October 24th.
Promotional rate
Rate checked
More details - 4.31%APY$919 over 25 months on $10,000
Requirements
Product: $1,000 minimum deposit required. Flexible terms. Interest compounded and credited monthly; monthly interest distribution available. Early withdrawal penalties may apply.
Offer: $1,000 minimum deposit required to open and attain the stated APY. Early withdrawal penalty may apply. Compounded and credited monthly.
Effective Oct 1, 2026
Rate checked
More details - 4.30%APY$430 over 1 year on $10,000
Requirements
Product: Interest is compounded daily and paid monthly (quarterly and annual payment also available). Fixed rate for the term of the certificate. May be set up to automatically renew. Early withdrawal penalties apply.
Offer: Early withdrawal penalty is 90 days. Daily compounding.
4.21% interest rate · Compounded daily · Effective Sep 2, 2026
Rate checked
More details - 4.25%APY$317 over 9 months on $10,000
Requirements
Product: A $500 minimum deposit is required. Daily balance method is used to calculate the interest. APY was calculated based on monthly compounding and assumes that all interest earned will remain on deposit until maturity. Penalties may be imposed for early CD withdrawal.
Offer: Special Promotional APY is subject to change without notice. This offer is valid for consumers only and applies to new certificates of deposit opened with qualifying funds for Woodforest checking account holders. Qualifying funds are new funds deposited into a certificate of deposit that are not from money currently or previously held in any account at Woodforest National Bank. This is a limited time offer and may be withdrawn at any time without notice.
Effective Oct 2, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Columbus, OH metro
602 CDs at 57 banks and credit unions · checked Oct 16–22
- Typical
- 3.35%
- Top 10% from
- 4.12%
- Banks, typical
- 2.00%
- Credit unions, typical
- 3.65%
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Find your bank or credit union to see all its rates and how they compare near you.
Columbus, OH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Homeland Credit UnionCredit union · 1 branch
- BMI Federal Credit UnionCredit union · 5 branches
- Atomic Credit UnionCredit union · 3 branches