Bank · FDIC insured
Richwood Bank CD Rates
Richwood Bank’s best CD rate is 4.60% APY on a 59-month CD. Terms run from 13 months to 59 months. Rates checked October 16, 2026.
How Richwood Bank’s CD rates compare
Compared with banks and credit unions in Ohio, where Richwood Bank has the most branches. $10,000, best rate first.
This bank’s best
Richwood Bank
4.60%APY
- Term
- 59 months
- Minimum
- $500
- Earns on $10,000
- $2,475
CD Rate Specials
Top rate
First Choice America Community Federal Credit Union
5.22%APY
- Term
- 15 months
- Minimum
- $500
- Earns on $10,000
- $657
2nd-highest rate
Homeland Credit Union
5.15%APY
- Term
- 30 months
- Minimum
- $500
- Earns on $10,000
- $1,338
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
CD Rate Specials
Up to 4.60%APY · 3 terms
Offer good for initial term only. CD is automatically renewed for the same term. The rate is determined based on the published rate for the CD, excluding CD specials, that is closest but not exceeding the term to the CD. Annual Percentage Yield (APY) assumes principal and interest remain on deposit for the term of the certificate. Interest is compounded daily. Penalty may be imposed to early withdrawal. Fees could reduce earnings on the account. Product offering may be withdrawn at any time. Advertised rate and APY are offered at the bank’s discretion and may change daily. The minimum balance to open an account and obtain the Annual Percentage Yield (APY) shown is $500.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 13 months | 4.08% | $443 |
| 37 months | 4.34% | $1,400 |
| 59 months | 4.60% | $2,475 |
Sources (1)
- richwoodbank.com/cd-rate-specials · captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.