Scott Associates Credit Union Inc CD Rates

How Scott Associates Credit Union Inc’s CD rates compare

Compared with banks and credit unions near Columbus, OH, where Scott Associates Credit Union Inc has the most branches. $10,000, best rate first.

This credit union’s best
Scott Associates Credit Union Inc
5.06%APY
Term
60 months
Minimum
$500
Earns on $10,000
$2,802
Share Certificates
Top rate
Homeland Credit Union
5.15%APY
Term
30 months
Minimum
$500
Earns on $10,000
$1,338
Homeland Credit Union rates
3rd-highest rate
United Midwest Savings Bank
4.75%APY
Term
6–12 months
Minimum
$500
Earns on $10,000
—
United Midwest Savings Bank rates

Compare CD rates near you →

CD score

Higher than 99% of U.S. banks and credit unions

By term

3–8 months3–8 mo3.56%
9–15 months9–15 mo4.23%
16–30 months16–30 mo4.59%
31–60 months31–60 mo5.06%
QualifiedQualified5.06%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Scott Associates Credit Union Inc ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Share Certificates

Up to 5.06%APY · 7 termsFrom $500 to open

Available to members. A minimum balance of $500.00 is required to purchase a certificate of deposit. Lock-in shares for terms ranging from 3 to 60 months. Dividends are earned monthly and paid out by transfer to savings/checking, reinvestment, or mailed check. After opening, interest rate is fixed for the term. Penalty for early withdrawal is 90 days interest on the amount withdrawn. Fees could reduce earnings.

Earnings on $10,000 over the term.
Term	APY	Earns on $10,000Earns
6 monthsFourth Qtr Dividend Rates. Rates are subject to change without notice. Minimum deposit of $500 required. Fixed interest rate for the term. Early withdrawal penalty of 90 days interest	3.56%	$176
6 monthsSecond Qtr Dividend Rates. Rate subject to change without notice. Minimum deposit of $500 required. Fixed interest rate for the term. Early withdrawal penalty of 90 days interest	3.30%	$164
12 monthsFourth Qtr Dividend Rates. Rates are subject to change without notice. Minimum deposit of $500 required. Fixed interest rate for the term. Early withdrawal penalty of 90 days interest	4.23%	$423
12 monthsSecond Qtr Dividend Rates. Rate subject to change without notice. Minimum deposit of $500 required. Fixed interest rate for the term. Early withdrawal penalty of 90 days interest	3.50%	$350
18 monthsFourth Qtr Dividend Rates. Rates are subject to change without notice. Minimum deposit of $500 required. Fixed interest rate for the term. Early withdrawal penalty of 90 days interest	4.33%	$657
18 monthsSecond Qtr Dividend Rates. Rate subject to change without notice. Minimum deposit of $500 required. Fixed interest rate for the term. Early withdrawal penalty of 90 days interest	3.60%	$545
24 monthsFourth Qtr Dividend Rates. Rates are subject to change without notice. Minimum deposit of $500 required. Fixed interest rate for the term. Early withdrawal penalty of 90 days interest	4.59%	$940
24 monthsSecond Qtr Dividend Rates. Rate subject to change without notice. Minimum deposit of $500 required. Fixed interest rate for the term. Early withdrawal penalty of 90 days interest	3.65%	$743
36 monthsFourth Qtr Dividend Rates. Rates are subject to change without notice. Minimum deposit of $500 required. Fixed interest rate for the term. Early withdrawal penalty of 90 days interest	4.86%	$1,528
36 monthsSecond Qtr Dividend Rates. Rate subject to change without notice. Minimum deposit of $500 required. Fixed interest rate for the term. Early withdrawal penalty of 90 days interest	3.75%	$1,168
48 monthsFourth Qtr Dividend Rates. Rates are subject to change without notice. Minimum deposit of $500 required. Fixed interest rate for the term. Early withdrawal penalty of 90 days interest	4.86%	$2,088
48 monthsSecond Qtr Dividend Rates. Rate subject to change without notice. Minimum deposit of $500 required. Fixed interest rate for the term. Early withdrawal penalty of 90 days interest	3.90%	$1,654
60 monthsFourth Qtr Dividend Rates. Rates are subject to change without notice. Minimum deposit of $500 required. Fixed interest rate for the term. Early withdrawal penalty of 90 days interest	5.06%	$2,802
60 monthsSecond Qtr Dividend Rates. Rate subject to change without notice. Minimum deposit of $500 required. Fixed interest rate for the term. Early withdrawal penalty of 90 days interest	4.10%	$2,225

Sources (3)

All captured Oct 7, 2026

Special-purpose accounts

IRA Certificates

Up to 5.06%APY · 7 termsIRAFrom $500 to open

Traditional or Roth IRAs available with no annual fees and no commissions. A minimum balance of $500.00 is required to purchase an IRA certificate of deposit. Lock-in shares for terms ranging from 3 to 60 months. Dividends are earned monthly and paid out by transfer to IRA share account or reinvested. After opening, interest rate is fixed for the term. Penalty for early withdrawal is 90 days interest on the amount withdrawn. Fees could reduce earnings.

Earnings on $10,000 over the term.
Term	APY	Earns on $10,000Earns
6 monthsFourth Qtr Dividend Rates. Rates are subject to change without notice. Minimum deposit of $500 required. Fixed interest rate for the term. Early withdrawal penalty of 90 days interest. Traditional or Roth IRA wrapper	3.56%	$176
6 monthsSecond Qtr Dividend Rates. Rate subject to change without notice. Minimum deposit of $500 required. Fixed interest rate for the term. Early withdrawal penalty of 90 days interest. Traditional or Roth IRA wrapper	3.30%	$164
12 monthsFourth Qtr Dividend Rates. Rates are subject to change without notice. Minimum deposit of $500 required. Fixed interest rate for the term. Early withdrawal penalty of 90 days interest. Traditional or Roth IRA wrapper	4.23%	$423
12 monthsSecond Qtr Dividend Rates. Rate subject to change without notice. Minimum deposit of $500 required. Fixed interest rate for the term. Early withdrawal penalty of 90 days interest. Traditional or Roth IRA wrapper	3.50%	$350
18 monthsFourth Qtr Dividend Rates. Rates are subject to change without notice. Minimum deposit of $500 required. Fixed interest rate for the term. Early withdrawal penalty of 90 days interest. Traditional or Roth IRA wrapper	4.33%	$657
18 monthsSecond Qtr Dividend Rates. Rate subject to change without notice. Minimum deposit of $500 required. Fixed interest rate for the term. Early withdrawal penalty of 90 days interest. Traditional or Roth IRA wrapper	3.60%	$545
24 monthsFourth Qtr Dividend Rates. Rates are subject to change without notice. Minimum deposit of $500 required. Fixed interest rate for the term. Early withdrawal penalty of 90 days interest. Traditional or Roth IRA wrapper	4.59%	$940
24 monthsSecond Qtr Dividend Rates. Rate subject to change without notice. Minimum deposit of $500 required. Fixed interest rate for the term. Early withdrawal penalty of 90 days interest. Traditional or Roth IRA wrapper	3.65%	$743
36 monthsFourth Qtr Dividend Rates. Rates are subject to change without notice. Minimum deposit of $500 required. Fixed interest rate for the term. Early withdrawal penalty of 90 days interest. Traditional or Roth IRA wrapper	4.86%	$1,528
36 monthsSecond Qtr Dividend Rates. Rate subject to change without notice. Minimum deposit of $500 required. Fixed interest rate for the term. Early withdrawal penalty of 90 days interest. Traditional or Roth IRA wrapper	3.75%	$1,168
48 monthsFourth Qtr Dividend Rates. Rates are subject to change without notice. Minimum deposit of $500 required. Fixed interest rate for the term. Early withdrawal penalty of 90 days interest. Traditional or Roth IRA wrapper	4.97%	$2,141
48 monthsSecond Qtr Dividend Rates. Rate subject to change without notice. Minimum deposit of $500 required. Fixed interest rate for the term. Early withdrawal penalty of 90 days interest. Traditional or Roth IRA wrapper	3.90%	$1,654
60 monthsFourth Qtr Dividend Rates. Rates are subject to change without notice. Minimum deposit of $500 required. Fixed interest rate for the term. Early withdrawal penalty of 90 days interest. Traditional or Roth IRA wrapper	5.06%	$2,802
60 monthsSecond Qtr Dividend Rates. Rate subject to change without notice. Minimum deposit of $500 required. Fixed interest rate for the term. Early withdrawal penalty of 90 days interest. Traditional or Roth IRA wrapper	4.10%	$2,225

Sources (3)

All captured Oct 7, 2026

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