Bank · FDIC insured
United Midwest Savings Bank CD Rates
United Midwest Savings Bank’s best CD rate is 4.75% APY on a 6-month CD. Rates checked October 16, 2026.
How United Midwest Savings Bank’s CD rates compare
Compared with banks and credit unions in Ohio, where United Midwest Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
United Midwest Savings Bank
4.75%APY
- Term
- 6–12 months
- Minimum
- $500
- Earns on $10,000
- —
Certificate of Deposit
Top rate
First Choice America Community Federal Credit Union
5.22%APY
- Term
- 15 months
- Minimum
- $500
- Earns on $10,000
- $657
2nd-highest rate
Homeland Credit Union
5.15%APY
- Term
- 30 months
- Minimum
- $500
- Earns on $10,000
- $1,338
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
4.75%APY · 1 term
Must open initial accounts in-person at a branch office. Penalties apply for early withdrawal. Select terms from 3 months to 5 years available; contact local branch for other terms and rates.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6–12 monthsRequires $500 minimum balance to earn the APY. Penalty for early withdrawal | 4.75% | $235 |
Sources (4)
All captured Sep 26, 2026
Special-purpose accounts
Traditional IRA CD
4.75%APY · 1 term
All CDs are available as an IRA. Must open initial accounts in-person at a branch office. Penalties apply for early withdrawal. Contact local branch for other terms and rates.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6–12 monthsRequires $500 minimum balance to earn the APY. Penalty for early withdrawal | 4.75% | $235 |
Sources (4)
All captured Sep 26, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.