Credit union · NCUA insured
Homeland Credit Union CD Rates
Top CarrotHomeland Credit Union’s best CD rate is 5.15% APY on a 30-month share certificate (CD). Terms run from 4 months to 5 years. Rates checked October 16, 2026.
How Homeland Credit Union’s CD rates compare
Compared with banks and credit unions near Chillicothe, OH, where Homeland Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Homeland Credit Union
5.15%APY
- Term
- 30 months
- Minimum
- $500
- Earns on $10,000
- $1,338
Share Certificates
2nd-highest rate
Chivaho Federal Credit Union
4.55%APY
- Term
- 48 months
- Minimum
- $500
- Earns on $10,000
- $1,948
3rd-highest rate
Atomic Credit Union
4.45%APY
- Term
- 24 months
- Minimum
- $1,000
- Earns on $10,000
- $910
Homeland Credit Union CD score
98
CD score
Higher than 99% of U.S. banks and credit unions
- 3–8 months3–8 mo3.94%
- 9–15 months9–15 mo4.12%
- 16–30 months16–30 mo5.15%
- 31–60 months31–60 mo4.55%
- QualifiedQualified5.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Homeland Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 5.15%APY · 10 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 4 months | 3.86% | $127 |
| 6 months | 3.94% | $195 |
| 12 months | 4.12% | $412 |
| 13 months | 4.12% | $447 |
| 18 months | 4.28% | $649 |
| 24 months | 4.44% | $908 |
| 30 months | 5.15% | $1,338 |
| 35 months | 4.51% | $1,373 |
| 48 months | 4.53% | $1,939 |
| 60 months | 4.55% | $2,492 |
Sources (2)
All captured Oct 16, 2026
Share Jumbo Certificates
Up to 5.15%APY · 10 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 4 months | 3.96% | — |
| 6 months | 4.04% | — |
| 12 months | 4.22% | — |
| 13 months | 4.22% | — |
| 18 months | 4.38% | — |
| 24 months | 4.54% | — |
| 30 months | 5.15% | — |
| 35 months | 4.61% | — |
| 48 months | 4.63% | — |
| 60 months | 4.65% | — |
Sources (2)
All captured Oct 16, 2026
Special-purpose accounts
IRA Certificates
Up to 5.15%APY · 10 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 4 months | 3.86% | $127 |
| 6 months | 3.94% | $195 |
| 12 months | 4.12% | $412 |
| 13 months | 4.12% | $447 |
| 18 months | 4.28% | $649 |
| 24 months | 4.44% | $908 |
| 30 months | 5.15% | $1,338 |
| 35 months | 4.51% | $1,373 |
| 48 months | 4.53% | $1,939 |
| 60 months | 4.55% | $2,492 |
Sources (3)
- homelandcu.com/personal/individual-retirement-accounts
- homelandcu.com/personal/share-rates
- homelandcu.com/personal/certificates-of-deposit
All captured Oct 16, 2026
IRA Jumbo Certificates
Up to 5.15%APY · 10 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 4 months | 3.96% | — |
| 6 months | 4.04% | — |
| 12 months | 4.22% | — |
| 13 months | 4.22% | — |
| 18 months | 4.38% | — |
| 24 months | 4.54% | — |
| 30 months | 5.15% | — |
| 35 months | 4.61% | — |
| 48 months | 4.63% | — |
| 60 months | 4.65% | — |
Sources (3)
- homelandcu.com/personal/individual-retirement-accounts
- homelandcu.com/personal/share-rates
- homelandcu.com/personal/certificates-of-deposit
All captured Oct 16, 2026
Who can join Homeland Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.