Bank · FDIC insured
Unified Bank
A $871.7M bank headquartered in Martins Ferry, OH, with 19 branches in 2 states. Best rates: CDs 4.31% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. Savings: rates are not published online. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs894.31%for 16–30 monthsCD rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Unified Bank
- Headquarters
- 201 S 4th St, Martins Ferry, OH 43935
- FDIC certificate
- 9463 ↗
Branches
19 branches in 2 states
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Ohio
17 branches
Wheeling area · 6
- Unified BankMain office201 S 4th St, Martins Ferry, OH 43935Directions
- Bridgeport Branch325 Howard St, Bridgeport, OH 43912Directions
- Colerain BranchState Route 250 And Sharon Road, Colerain, OH 43916Directions
- Powhatan Point Branch345 Highway 7 N, Powhatan Point, OH 43942Directions
- Saint Clairsville - Plaza Drive Branch100 Plaza Dr, St. Clairsville, OH 43950Directions
- St. Clairsville Branch68400 Stewart Dr, St. Clairsville, OH 43950Directions
New Philadelphia area · 3
- Dover BranchCounty Road 80 And North Wooster Avenue, Dover, OH 44622Directions
- New Philadelphia Branch141 N Broadway St, New Philadelphia, OH 44663Directions
- Strasburg Branch202 N Wooster Ave, Strasburg, OH 44680Directions
Canton area · 2
- Dellroy Branch2 N Smith St, Dellroy, OH 44620Directions
- Sherrodsville Branch15 Sherrod Avenue, Sherrodsville, OH 44675Directions
Athens area · 2
- High Street Branch88 High St, Glouster, OH 45732Directions
- Nelsonville Branch873 Chestnut St, Nelsonville, OH 45764Directions
Columbus area · 2
- East Main Street Branch1321 E Main St, Lancaster, OH 43130Directions
- Lancaster Main Office Branch201 N Columbus St, Lancaster, OH 43130Directions
Jewett area · 1
- Jewett Branch318 E Main St, Jewett, OH 43986Directions
Weirton area · 1
- Tiltonsville Oh Branch303 Walden Ave, Tiltonsville, OH 43963Directions
West Virginia
2 branches
- Moundsville Branch700 7th St, Moundsville, WV 26041Directions
- Unified Bank Branch836 National Rd, Wheeling, WV 26003Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 8.99% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 1.29% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.38% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $71 | $81 | — |
- CapitalLeverage ratio8.99%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent1.29%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.38%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$71Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Unified Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.