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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 31–45 results in Buffalo, NY metro

  1. KeyBankKey Tiered CD With Relationship RewardsCD · 12 months · $2,500 min

    Bank · 54 branches

    3.75%APY$375 over 1 year on $10,000with conditions
  2. Top Carrot, Carrot Score 91
    BufMet Credit UnionShare CertificatesCD · 60 months · $500 min

    Credit union · 1 branch

    3.71%APY$1,998 over 60 months on $10,000intro rate
  3. CrossRoads Community Federal Credit UnionTerm Share CertificateCD · 60 months · $1,000 min

    Credit union · 1 branch

    3.60%APY$1,934 over 60 months on $10,000
  4. Griffith Institute Employees Federal Credit UnionShare CertificatesCD · 12 months · $1,000 min

    Credit union · 1 branch

    3.56%APY$356 over 1 year on $10,000intro rate
  5. Top Carrot, Carrot Score 96
    Great Erie Federal Credit UnionTerm Share Certificate AccountsCD · 6 months · $1,000 min

    Credit union · 3 branches

    3.55%APY$176 over 6 months on $10,000
  6. SNIFCUShare CertificatesCD · 36 months · $500 min

    Credit union · 1 branch

    3.55%APY$1,103 over 36 months on $10,000
  7. North Towns FCULucky Saver CertificateCD · 12 months · $25 min

    Credit union · 2 branches

    3.50%APY$350 over 1 year on $10,000
  8. Alden State BankCertificates of Deposit (CDs)CD · 24 months · $500 min

    Bank · 3 branches

    3.50%APY$712 over 24 months on $10,000
  9. Kaleida Health Federal Credit UnionCertificates of DepositCD · 24 months · $500 min

    Credit union · 3 branches

    3.50%APY$712 over 24 months on $10,000
  10. Top Carrot, Carrot Score 88
    ONE Credit UnionTerm Share CertificateCD · 12 months · $500 min

    Credit union · 3 branches

    3.45%APY$345 over 1 year on $10,000
  11. Cattaraugus County BankCertificate of DepositCD · 6 months · $1,000 min · 3.30%–3.60% by balance

    Bank · 1 branch

    3.40%APY$169 over 6 months on $10,000intro rate
  12. WNY Federal Credit UnionTerm Share (Certificate)CD · 12 months · $1,000 min

    Credit union · 1 branch

    3.34%APY$334 over 1 year on $10,000
  13. ChaseCertificate of DepositCD · 8 months · $1,000 min · 3.30%–3.80% by balance

    Bank · 9 branches

    3.30%APY$219 over 8 months on $10,000with conditions
  14. Top Carrot, Carrot Score 89
    Good NeighborsCDsCD · 24 months · $500 min

    Credit union · 2 branches

    3.29%APY$669 over 24 months on $10,000
  15. Radius FCUCertificates (CDs)CD · 12 months · $25 min

    Credit union · 2 branches

    3.25%APY$325 over 1 year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.

What CDs pay in Buffalo, NY metro

359 CDs at 52 banks and credit unions · checked Oct 16–22

Typical
2.87%
Top 10% from
4.00%
Banks, typical
0.50%
Credit unions, typical
3.25%

Is your bank paying you enough?

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Buffalo, NY metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Ontario Shores FCUCredit union · 4 branches
  2. SJP Federal Credit UnionCredit union · 1 branch
  3. Niagara's ChoiceCredit union · 5 branches
See all ranked institutions