Credit union · NCUA insured
Great Erie Federal Credit Union CD Rates
Top CarrotGreat Erie Federal Credit Union’s best CD rate is 3.55% APY on a 6-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked September 26, 2026.
How Great Erie Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Buffalo, NY, where Great Erie Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Great Erie Federal Credit Union
3.55%APY
- Term
- 6 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $176
Term Share Certificate Accounts
Top rate
HSBC USA
4.60%APY
- Term
- 24 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $941
2nd-highest rate
Ukrainian Federal Credit Union
4.50%APY
- Term
- 36 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $1,412
Great Erie Federal Credit Union CD score
72
CD score
Higher than 31% of U.S. banks and credit unions
- 3–8 months3–8 mo3.55%
- 9–15 months9–15 mo3.34%
- 16–30 months16–30 mo3.14%
- 31–60 months31–60 mo2.98%
- QualifiedQualified3.55%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Great Erie Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Term Share Certificate Accounts
Up to 3.55%APY · 7 terms
| Term | APY · $1,000 and up | APY · $1,000 – $10,000 | APY · $10,000 – $20,000 | APY · $20,000 – $30,000 | APY · $30,000 – $50,000 | APY · $50,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|---|---|
| 3 months | 3.19% | — | — | — | — | — | 3.19% | $79 |
| 6 months | 3.55% | — | — | — | — | — | 3.55% | $176 |
| 12 months | — | 3.34% | 3.34% | 3.34% | 3.34% | 3.34% | 3.34%3.34% $1k–$10k3.34% $20k–$30k3.34% $30k–$50k3.34% from $50k | $334 |
| 24 months | — | 3.14% | 3.14% | 3.14% | 3.14% | 3.14% | 3.14%3.14% $1k–$10k3.14% $20k–$30k3.14% $30k–$50k3.14% from $50k | $638 |
| 36 months | — | 2.93% | 2.93% | 2.93% | 2.93% | 2.93% | 2.93%2.93% $1k–$10k2.93% $20k–$30k2.93% $30k–$50k2.93% from $50k | $905 |
| 48 months | — | 2.98% | 2.98% | 2.98% | 2.98% | 2.98% | 2.98%2.98% $1k–$10k2.98% $20k–$30k2.98% $30k–$50k2.98% from $50k | $1,246 |
| 60 months | — | 2.98% | 2.98% | 2.98% | 2.98% | 2.98% | 2.98%2.98% $1k–$10k2.98% $20k–$30k2.98% $30k–$50k2.98% from $50k | $1,581 |
Sources (2)
All captured Sep 26, 2026
Special-purpose accounts
Term IRA Certificate Accounts
Up to 3.34%APY · 2 terms
| Term | APY · $1,000 – $10,000 | APY · $10,000 – $20,000 | APY · $20,000 – $30,000 | APY · $30,000 – $50,000 | APY · $50,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|---|
| 12 months | 3.34% | 3.34% | 3.34% | 3.34% | 3.34% | 3.34%3.34% $1k–$10k3.34% $20k–$30k3.34% $30k–$50k3.34% from $50k | $334 |
| 24 months | 3.14% | 3.14% | 3.14% | 3.14% | 3.14% | 3.14%3.14% $1k–$10k3.14% $20k–$30k3.14% $30k–$50k3.14% from $50k | $638 |
Sources (2)
All captured Sep 26, 2026
Who can join Great Erie Federal Credit Union
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