Bank · FDIC insured
Alden State Bank CD Rates
Alden State Bank’s best CD rate is 3.50% APY on a 2-year CD. Rates checked October 16, 2026.
How Alden State Bank’s CD rates compare
Compared with banks and credit unions near Buffalo, NY, where Alden State Bank has the most branches. $10,000, best rate first.
This bank’s best
Alden State Bank
3.50%APY
- Term
- 24 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $712
Certificates of Deposit (CDs)
Top rate
HSBC USA
4.60%APY
- Term
- 24 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $941
2nd-highest rate
Ukrainian Federal Credit Union
4.50%APY
- Term
- 36 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $1,412
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit (CDs)
3.50%APY · 1 term
Terms available from 30 days to 4 years. Fixed rates. Early withdrawals may result in penalties. Renews automatically upon maturity. FDIC insured.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 24 months | 3.50% | $712 |
Sources (1)
- aldenstate.com/personal/person…ates-of-deposit-cds.html · captured Oct 16, 2026
Special-purpose accounts
Certificate IRA
2.75%APY · 1 term
Traditional and Roth IRA options available. No setup fees. Early withdrawals may result in penalties.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 2.75% | $275 |
Sources (1)
- aldenstate.com/personal/person…ement-accounts-iras.html · captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.