Credit union · NCUA insured
Good Neighbors CD Rates
Top CarrotGood Neighbors’s best CD rate is 3.29% APY on a 2-year share certificate (CD). Terms run from 3 months to 2 years. Rates checked October 16, 2026.
How Good Neighbors’s CD rates compare
Compared with banks and credit unions near Buffalo, NY, where Good Neighbors has the most branches. $10,000, best rate first.
This credit union’s best
Good Neighbors
3.29%APY
- Term
- 24 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $669
CDs
Top rate
HSBC USA
4.60%APY
- Term
- 24 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $941
2nd-highest rate
Ukrainian Federal Credit Union
4.50%APY
- Term
- 36 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $1,412
Good Neighbors CD score
68
CD score
Higher than 21% of U.S. banks and credit unions
- 3–8 months3–8 mo3.03%
- 9–15 months9–15 mo3.03%
- 16–30 months16–30 mo3.29%
- QualifiedQualified3.29%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Good Neighbors ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
CDs
Up to 3.29%APY · 5 terms
Certificates of Deposit carry a penalty for early withdrawal. Minimum deposit/balance is $500. Fixed rates.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsCertificates of Deposit carry a penalty for early withdrawal | 3.03% | $75 |
| 6 monthsCertificates of Deposit carry a penalty for early withdrawal | 2.68% | $133 |
| 12 monthsCertificates of Deposit carry a penalty for early withdrawal | 3.03% | $303 |
| 18 monthsCertificates of Deposit carry a penalty for early withdrawal | 3.19% | $482 |
| 24 monthsCertificates of Deposit carry a penalty for early withdrawal | 3.29% | $669 |
Sources (2)
All captured Sep 17, 2026
Who can join Good Neighbors
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or go to school in Erie County are eligible to join.
Family and household
- Immediate family members of current members are eligible to join.
Membership information collected October 5, 2026.