Credit union · NCUA insured
Griffith Institute Employees Federal Credit Union CD Rates
Griffith Institute Employees Federal Credit Union’s best CD rate is 3.56% APY on a 1-year share certificate (CD). Terms run from 1 year to 30 months. Rates checked October 16, 2026.
How Griffith Institute Employees Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Buffalo, NY, where Griffith Institute Employees Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Griffith Institute Employees Federal Credit Union
3.56%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $356
Share Certificates
Top rate
HSBC USA
4.60%APY
- Term
- 24 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $941
2nd-highest rate
Ukrainian Federal Credit Union
4.50%APY
- Term
- 36 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $1,412
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.56%APY · 5 terms
Must be an employee of Griffith Institute or eligible family member (spouse, child, parent) and purchase a $5.00 share plus pay a one-time $1.00 fee to maintain membership. Minimum opening deposit of $1,000.00.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsCertificate special | 3.56% | $356 |
| 15 monthsCertificate special | 2.02% | $253 |
| 15 monthsCertificate special w/new money | 2.12% | $266 |
| 18 months | 0.90% | $135 |
| 18 monthsCertificate special | 3.30% | $499 |
| 24 months | 1.01% | $203 |
| 30 months | 1.11% | $280 |
Sources (4)
- springvillefcu.org
- springvillefcu.org/Rates
- springvillefcu.org/Accounts/Savings.aspx
- springvillefcu.org/Disclosures/Truth-in-Savings.aspx
All captured Sep 17, 2026
Who can join Griffith Institute Employees Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to employees of The Children's League of Springville.
Military, government and schools
- Membership is open to anyone employed by the Springville-Griffith Institute Central School District.
Family and household
- Eligibility is extended to the family of a member, including a spouse, child, grandchild, parent, or grandparent of the member, regardless of where they live or work.
Cost to join
- A one-time processing fee of $1.00 is required to become a member.
- An initial deposit/share purchase of at least $5.00 is required to become a member.
Membership information collected October 5, 2026.