Credit union · NCUA insured
Kaleida Health Federal Credit Union CD Rates
Kaleida Health Federal Credit Union’s best CD rate is 3.50% APY on a 2-year share certificate (CD). Terms run from 1 year to 2 years. Rates checked October 16, 2026.
How Kaleida Health Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Buffalo, NY, where Kaleida Health Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Kaleida Health Federal Credit Union
3.50%APY
- Term
- 24 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $712
Certificates of Deposit
Top rate
HSBC USA
4.60%APY
- Term
- 24 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $941
2nd-highest rate
Ukrainian Federal Credit Union
4.50%APY
- Term
- 36 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $1,412
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.50%APY · 2 terms
Rates reflect what was paid last quarter.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsRates reflect what was paid last quarter | 3.35% | $335 |
| 24 monthsRates reflect what was paid last quarter | 3.50% | $712 |
Sources (1)
- kaleidahealthfcu.org/savings-rates · captured Oct 5, 2026
Who can join Kaleida Health Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to Kaleida Health employees and all healthcare professionals currently employed within Niagara and Erie County.
Family and household
- Membership is open to families of healthcare professionals currently employed within the service area.
Cost to join
- Joining the credit union is 100% free.
Membership information collected October 5, 2026.