Credit union · NCUA insured
BufMet Credit Union CD Rates
Top CarrotBufMet Credit Union’s best CD rate is 3.71% APY on a 5-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How BufMet Credit Union’s CD rates compare
Compared with banks and credit unions near Buffalo, NY, where BufMet Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
BufMet Credit Union
3.71%APY
- Term
- 60 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $1,998
Share Certificates
Top rate
HSBC USA
4.60%APY
- Term
- 24 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $941
2nd-highest rate
Ukrainian Federal Credit Union
4.50%APY
- Term
- 36 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $1,412
BufMet Credit Union CD score
71
CD score
Higher than 28% of U.S. banks and credit unions
- 3–8 months3–8 mo1.51%
- 9–15 months9–15 mo3.00%
- 16–30 months16–30 mo2.23%
- 31–60 months31–60 mo3.71%
- QualifiedQualified3.71%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where BufMet Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.71%APY · 8 terms
Deposit a minimum of $500. Dividends paid at maturity. Substantial penalty will be imposed for early withdrawal prior to maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsDividends paid at maturity. Substantial penalty for early withdrawal | 1.51% | $75 |
| 9 months9 Month Special. Dividends paid at maturity. Substantial penalty for early withdrawal | 3.00% | $224 |
| 12 monthsDividends paid at maturity. Substantial penalty for early withdrawal | 2.00% | $200 |
| 18 monthsDividends paid at maturity. Substantial penalty for early withdrawal | 2.14% | $323 |
| 24 monthsDividends paid at maturity. Substantial penalty for early withdrawal | 2.23% | $451 |
| 36 monthsDividends paid at maturity. Substantial penalty for early withdrawal | 2.44% | $750 |
| 48 monthsDividends paid at maturity. Substantial penalty for early withdrawal | 2.87% | $1,198 |
| 60 monthsDividends paid at maturity. Substantial penalty for early withdrawal | 3.71% | $1,998 |
Sources (4)
All captured Sep 17, 2026
Who can join BufMet Credit Union
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