Bank · FDIC insured
Cattaraugus County Bank CD Rates
Cattaraugus County Bank’s best CD rate is 3.60% APY on a 6-month CD. Terms run from 6 months to 2 years. Rates checked October 16, 2026.
How Cattaraugus County Bank’s CD rates compare
Compared with banks and credit unions near Olean, NY, where Cattaraugus County Bank has the most branches. $10,000, best rate first.
This bank’s best
Cattaraugus County Bank
3.40%APY
- Term
- 6 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $169
Certificate of Deposit
Top rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $317
2nd-highest rate
M&T Bank
3.85%APY
- Term
- 18 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $583
Cattaraugus County Bank CD score
69
CD score
Higher than 24% of U.S. banks and credit unions
- 3–8 months3–8 mo3.40%
- 9–15 months9–15 mo3.30%
- 16–30 months16–30 mo3.20%
- QualifiedQualified3.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Cattaraugus County Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 3.40%APY · 4 terms
Available in terms from 6 months to 4 years. Early withdrawal penalties apply. Fixed rates during length of term. CD Specials automatically renew into standard CDs at maturity.
| Term | APY · $1,000 – $10,000 | APY · $10,000 – $50,000 | APY · $50,000 – $100,000 | APY · $100,000 – $250,000 | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|
| 6 months6 Month CD Special. Limited time offer. At maturity renews into standard CD of same term. Penalty for early withdrawal | 3.30% | 3.40% | 3.50% | 3.60% | 3.40%3.30% $1k–$10k3.50% $50k–$100k3.60% $100k–$250k | $169 |
| 12 months12 Month CD Special. Limited time offer. At maturity renews into standard CD of same term. Penalty for early withdrawal | 3.20% | 3.30% | 3.40% | 3.50% | 3.30%3.20% $1k–$10k3.40% $50k–$100k3.50% $100k–$250k | $330 |
| 18 months18 Month CD Special. Limited time offer. At maturity renews into standard CD of same term. Penalty for early withdrawal | 3.10% | 3.20% | 3.30% | 3.40% | 3.20%3.10% $1k–$10k3.30% $50k–$100k3.40% $100k–$250k | $484 |
| 24 months24 Month CD Special. Limited time offer. At maturity renews into standard CD of same term. Penalty for early withdrawal | 2.80% | 2.90% | 3.00% | 3.10% | 2.90%2.80% $1k–$10k3.00% $50k–$100k3.10% $100k–$250k | $588 |
Sources (1)
- countonccb.com/personal-banking/certificates-of-deposit · captured Sep 17, 2026
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