Compare Bank & Credit Union Rates
Best CD rates in Wisconsin
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 241–255 results in Wisconsin
- Prime Financial Credit UnionBanking for Good CertificateCD · 36 months · $5,000 min
Credit union · 5 branches
3.04%APY$940 over 36 months on $10,000Requirements
Product: Community Investment Certificate. Funds support liquidity for Milwaukee's underserved communities. Early withdrawal penalty: 180 days dividends. Additional deposits not allowed. Automatic renewal with 10-day grace period. Federally insured by NCUA.
Offer: 3-Year Term. Dividends compounded and credited quarterly. Early withdrawal penalty: 180 days dividends. Additional deposits not allowed.
3.00% interest rate
Rate checked
More details - Prime Financial Credit UnionTraditional CertificateCD · 60 months · $250 min
Credit union · 5 branches
3.04%APY$1,615 over 60 months on $10,000with conditionsRequirements
Product: Membership eligibility required.
Offer: Dividends compounded and paid quarterly.
Qualified rate · 3.00% interest rate · Effective Oct 21, 2026
Rate checked
More details - Valley Communities Credit UnionShare CertificateCD · 60 months · $5,000 min
Credit union · 7 branches
3.04%APY$1,615 over 60 months on $10,000Requirements
Product: Dividends paid monthly. A wide range of terms available (from 6 months to 5 years). Penalty for early withdrawal. $5,000 minimum deposit to open ($500 for minors). Special 12-month certificate available with a $25,000 minimum opening deposit.
Offer: Penalty for early withdrawal.
3.00% interest rate · Effective Sep 29, 2026
Rate checked
More details - 3.03%APY$616 over 24 months on $10,000
Requirements
Product: Dividends are compounded and paid quarterly. A penalty will be imposed for early withdrawal.
Offer: Early withdrawal penalty may be imposed.
3.00% interest rate · Effective Oct 16, 2026
Rate checked
More details - Madison Credit UnionCertificatesCD · 12 months · $500 min · 0.75%–3.03% by balance
Credit union · 1 branch
3.03%APY$303 over 1 year on $10,000Requirements
Product: Certificates are subject to early withdrawal penalties and renew automatically.
Offer: Term is 1 Year ($500 investment option). Dividends compounded and credited quarterly. Early withdrawal penalty equals 90 days dividends on entire balance.
0.75% interest rate
Rate by balance
Rate by balance for Certificates Balance APY $500 and up 0.75% $1,000 and upYour amountTerm is 1 Year ($1,000 minimum). 3.03% Rate checked
More details - 3.03%APY$937 over 36 months on $10,000
Requirements
Product: Rate is guaranteed for the term of the certificate. A penalty will be imposed if certificate funds are withdrawn before the maturity date. APY assumes principal and earned dividends remain on deposit until maturity. Fees could reduce earnings.
3.00% interest rate · Effective Dec 30, 2025
Rate checked
More details - 3.03%APY$937 over 36 months on $10,000
3.00% interest rate
Rate checked
More details - 3.00%APY$149 over 6 months on $10,000intro rate
Requirements
Product: Start with a low minimum balance of only $500.00 to open and maintain the account. Add deposits at any time in any amount during the 6 month term. Variable rate account. Make withdrawals without penalty 10 calendar days after the maturity date. A penalty may be imposed for early withdrawal of time deposit accounts. Fees may reduce earnings on this account.
Offer: Variable rate account. The interest rate and annual percentage yield may change after the account is opened.
Promotional rate · 2.97% interest rate · Effective Sep 24, 2026
Rate checked
More details - National Exchange Bank & TrustCertificates of Deposit - Fixed RateCD · 36 months · $1,000 min
Bank · 33 branches
3.00%APY$927 over 36 months on $10,000Requirements
Product: Penalty for early withdrawal from a certificate of deposit account may be imposed. Fees could reduce earnings on these accounts.
3.00% interest rate · Effective Oct 15, 2026
Rate checked
More details - 3.00%APY$927 over 36 months on $10,000
Requirements
Product: Penalties may be imposed on CDs and IRAs for early withdrawal.
Offer: 3 Year term. Penalties may be imposed on CDs and IRAs for early withdrawal.
2.96% interest rate · Effective Aug 3, 2026
Rate checked
More details - 3.00%APY$1,564 over 59 months on $10,000
Requirements
Product: Rates for ZIP code 60606. Early withdrawal penalties may apply. Account must be opened online, by phone, or at a financial center. For CDs opened online, funds may not be withdrawn for 15 calendar days after funding; for CDs opened by phone, accounts must be funded within 10 business days of application and funds may not be withdrawn for 15 calendar days after funding. CDs opened online cannot be for an IRA.
Effective Sep 17, 2026
Rate checked
More details - 3.00%APY$1,593 over 60 months on $10,000
Requirements
Product: Contact your relationship banker to open an account. Minimum balance is required to obtain the stated APYs. A penalty may be imposed for early withdrawal.
Offer: Annual; Simple
3.00% interest rate · Effective Oct 22, 2026
Rate checked
More details - 2.93%APY
Requirements
Product: Interest compounded and paid quarterly. Penalty for early withdrawal. $0 monthly maintenance fee. Automatically renewable CDs have a 10-day grace period. Non-renewable CDs do not pay interest after maturity.
2.90% interest rate · Effective Sep 29, 2026
Rate checked
More details - Golden Rule Community Credit UnionShare Certificate (Advantage)CD · 24 months · $500 min
Credit union · 1 branch
2.92%APY$593 over 24 months on $10,000Requirements
Product: Federally insured by NCUA for at least $250,000. Rates are subject to change at anytime.
Effective Apr 21, 2026
Rate checked
More details - 2.90%APY$741 over 30 months on $10,000with conditions
Requirements
Product: Investor Choice CD: $10,000 minimum to open. Rates last updated 09/23/2026. Rate increase option: may increase rate once during term based on current rates; add funds up to initial deposit in $1,000 increments. Interest compounded and credited quarterly using daily balance method. Penalty: 12 months interest if maturity >24 months, 6 months if ≤24 months. Available for consumer deposits only.
Offer: Relationship rate requires Direct Deposit Checking.
Qualified rate · 2.87% interest rate
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Wisconsin
2,014 CDs at 211 banks and credit unions · checked Oct 16–23
- Typical
- 3.00%
- Top 10% from
- 4.15%
- Banks, typical
- 2.80%
- Credit unions, typical
- 3.09%
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Find your bank or credit union to see all its rates and how they compare near you.
Wisconsin
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Fort Community Credit UnionCredit union · 5 branches
- Oakdale CUCredit union · 3 branches
- Community First Credit UnionCredit union · 29 branches