Bank · FDIC insured
Collins State Bank CD Rates
Collins State Bank’s best CD rate is 3.00% APY on a 3-year CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Collins State Bank’s CD rates compare
Compared with banks and credit unions near Milwaukee, WI, where Collins State Bank has the most branches. $10,000, best rate first.
This bank’s best
Collins State Bank
3.00%APY
- Term
- 36 months
- Minimum
- $1,000
- Earns on $10,000
- $927
MainStreet CDs
Top rate
Kohler Credit Union
5.00%APY
- Term
- 9 months
- Minimum
- —
- Earns on $10,000
- $373
2nd-highest rate
Bank Five Nine
4.65%APY
- Term
- 23 months
- Minimum
- $2,500
- Earns on $10,000
- $910
Collins State Bank CD score
66
CD score
Higher than 16% of U.S. banks and credit unions
- 3–8 months3–8 mo1.00%
- 9–15 months9–15 mo2.00%
- 16–30 months16–30 mo2.50%
- 31–60 months31–60 mo3.00%
- QualifiedQualified3.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Collins State Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
MainStreet CDs
Up to 3.00%APY · 8 terms
Penalties may be imposed on CDs and IRAs for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months91 Day term. Penalties may be imposed on CDs and IRAs for early withdrawal | 0.75% | $19 |
| 6 months182 Day term. Penalties may be imposed on CDs and IRAs for early withdrawal | 1.00% | $50 |
| 12 months1 Year term. Penalties may be imposed on CDs and IRAs for early withdrawal | 2.00% | $200 |
| 18 months18 Month term. Penalties may be imposed on CDs and IRAs for early withdrawal | 2.25% | $339 |
| 24 months2 Year term. Penalties may be imposed on CDs and IRAs for early withdrawal | 2.50% | $506 |
| 36 months3 Year term. Penalties may be imposed on CDs and IRAs for early withdrawal | 3.00% | $927 |
| 48 months4 Year term. Penalties may be imposed on CDs and IRAs for early withdrawal | 3.00% | $1,255 |
| 60 months5 Year term. Penalties may be imposed on CDs and IRAs for early withdrawal | 3.00% | $1,593 |
Sources (2)
All captured Sep 18, 2026
Got It All CD
2.00%APY · 1 term
Offers a one-time "bump-up" rate option, a one-time withdrawal of up to one-half the original deposited amount, and the ability to make additional deposits throughout the term (minimum deposit of $250.00). No withdrawals on account during first seven (7) days. Penalties may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 30 months30 month term. One-time bump-up rate option, one-time withdrawal up to one-half deposited amount, additional deposits allowed (min $250.00). No withdrawals during first 7 days. Penalties may be imposed on CDs and IRAs for early withdrawal | 2.00% | $508 |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
MainStreet IRAs
Up to 3.00%APY · 8 terms
Penalties may be imposed on CDs and IRAs for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months91 Day term. Penalties may be imposed on CDs and IRAs for early withdrawal | 0.75% | $19 |
| 6 months182 Day term. Penalties may be imposed on CDs and IRAs for early withdrawal | 1.00% | $50 |
| 12 months1 Year term. Penalties may be imposed on CDs and IRAs for early withdrawal | 2.00% | $200 |
| 18 months18 Month term. Penalties may be imposed on CDs and IRAs for early withdrawal | 2.25% | $339 |
| 24 months2 Year term. Penalties may be imposed on CDs and IRAs for early withdrawal | 2.50% | $506 |
| 36 months3 Year term. Penalties may be imposed on CDs and IRAs for early withdrawal | 3.00% | $927 |
| 48 months4 Year term. Penalties may be imposed on CDs and IRAs for early withdrawal | 3.00% | $1,255 |
| 60 months5 Year term. Penalties may be imposed on CDs and IRAs for early withdrawal | 3.00% | $1,593 |
Sources (2)
All captured Sep 18, 2026
Opening an account
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