Credit union · NCUA insured
Fond du Lac Credit Union CD Rates
Top CarrotFond du Lac Credit Union’s best CD rate is 3.14% APY on a 2-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Fond du Lac Credit Union’s CD rates compare
Compared with banks and credit unions near Fond du Lac, WI, where Fond du Lac Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Fond du Lac Credit Union
3.03%APY
- Term
- 24 months
- Minimum
- $1,000
- Earns on $10,000
- $616
Share Certificate
Top rate
Summit Credit Union
4.50%APY
- Term
- 16 months
- Minimum
- $500
- Earns on $10,000
- $604
2nd-highest rate
Marine Credit Union
4.50%APY
- Term
- 60 months
- Minimum
- —
- Earns on $10,000
- $2,462
Fond du Lac Credit Union CD score
69
CD score
Higher than 23% of U.S. banks and credit unions
- 3–8 months3–8 mo2.02%
- 9–15 months9–15 mo2.52%
- 16–30 months16–30 mo3.03%
- 31–60 months31–60 mo3.03%
- QualifiedQualified3.03%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Fond du Lac Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 3.14%APY · 8 terms
Dividends are compounded and paid quarterly. A penalty will be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsEarly withdrawal penalty may be imposed | 1.51% | $37 |
| 6 monthsEarly withdrawal penalty may be imposed | 2.02% | $100 |
| 12 monthsEarly withdrawal penalty may be imposed | 2.52% | $252 |
| 18 monthsEarly withdrawal penalty may be imposed | 2.52% | $381 |
| 24 monthsEarly withdrawal penalty may be imposed | 3.03% | $616 |
| 36 monthsEarly withdrawal penalty may be imposed | 3.03% | $938 |
| 48 monthsEarly withdrawal penalty may be imposed | 3.03% | $1,270 |
| 60 monthsEarly withdrawal penalty may be imposed | 3.03% | $1,612 |
Sources (1)
- fdlcu.com/savings/share-certificates · captured Oct 16, 2026
Balance Builder Certificate
2.52%APY · 1 term
Add any amount, at any time, up to $500 during the term. Early withdrawal penalty may be imposed.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsAdd any amount, at any time, up to $500 during the term | 2.52% | $252 |
Sources (1)
- fdlcu.com/savings/share-certificates · captured Oct 16, 2026
Special-purpose accounts
IRA Certificate
Up to 3.14%APY · 5 terms
Available for Traditional or Roth IRA investments. A penalty may be imposed if you withdraw any of the funds before the maturity date.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsA penalty may be imposed if you withdraw any of the funds before the maturity date | 2.52% | $252 |
| 24 monthsA penalty may be imposed if you withdraw any of the funds before the maturity date | 3.03% | $616 |
| 36 monthsA penalty may be imposed if you withdraw any of the funds before the maturity date | 3.03% | $938 |
| 48 monthsA penalty may be imposed if you withdraw any of the funds before the maturity date | 3.03% | $1,270 |
| 60 monthsA penalty may be imposed if you withdraw any of the funds before the maturity date | 3.03% | $1,612 |
Sources (1)
- fdlcu.com/individual-retirement-account-ira · captured Oct 16, 2026
Who can join Fond du Lac Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work in Fond du Lac County or Dodge County are eligible for membership.
Family and household
- Immediate family members (including spouse, registered domestic partners, parents, step parents, children, step-children, siblings, step siblings, grandchildren, grandparents, aunts or uncles, nieces or nephews) of eligible individuals qualify for membership regardless of whether they reside in the same household.
Cost to join
- A minimum opening share deposit of $5.00 in a savings account is required for membership.
Membership information collected October 5, 2026.