Credit union · NCUA insured
Golden Rule Community Credit Union
A $41.9M credit union headquartered in Ripon, WI, with 2,950 members and 1 branch in Wisconsin. Best rates: CDs 2.92% and savings 1.08% APY.
Golden Rule Community Credit Union Carrot Score
75
Carrot Score
Higher than 39% of U.S. banks and credit unions
#12 of 18 in Fond du Lac, WI metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Golden Rule Community Credit Union
Golden Rule Community Credit Union was founded on September 22, 1938 by nine Speed Queen employees as Speed Queen Credit Union.
- Headquarters
- 1175 W Fond Du Lac St, Ripon, WI 54971
- NCUA charter
- 67096
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone living or employed in Green Lake County; The City of Ripon; The Villages of Brandon, Fairwater, Rosendale; The Townships of Ripon, Rosendale, Springvale and Metomen located in Fond du Lac County; The Townships of Aurora & Warren in Waushara County; or The Townships of Nepeuskun & Rushford in Winnebago County.
Family and household
- Membership is open to members of the immediate family of all qualified persons.
Other ways
- Membership is open to members of The Greater Berlin Credit Union and Handcraft Employees Credit Union.
Cost to join
- A $5 share deposit is required to maintain membership.
Branches
1 branch in Wisconsin
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Wisconsin
1 branch
- Golden Rule Community Credit UnionMain office1175 W Fond Du Lac St, Ripon, WI 54971Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.00% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.05% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.78% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $32 | $59 | — |
- CapitalNet worth ratio12.00%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.05%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.78%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$32Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Golden Rule Community Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.