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Compare Bank & Credit Union Rates

Best CD rates in Austin, TX

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Austin, TX

  1. Austin Capital BankCertificate of DepositCD · 3 months · $1,000 min

    Bank · 1 branch

    4.58%APY$113 over 3 months on $10,000
  2. Top Carrot, Carrot Score 87
    TruWest Credit UnionSavings CertificateCD · 18 months · $500 min

    Credit union · 2 branches

    4.50%APY$683 over 18 months on $10,000intro rate
  3. Woodforest National BankCertificates of DepositCD · 9 months · $500 min

    Bank · 6 branches

    4.25%APY$317 over 9 months on $10,000
  4. Wells FargoTime Account SpecialsCD · 11 months · $5,000 min

    Bank · 30 branches

    4.25%APY$389 over 11 months on $10,000with conditions
  5. PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance

    Bank · 11 branches

    4.25%APY$461 over 13 months on $10,000intro rate
  6. Top Carrot, Carrot Score 92
    Texas Capital BankStar Certificates of Deposit (CDs)CD · 18 months · $1,000 min

    Bank · 1 branch

    4.25%APY$644 over 18 months on $10,000
  7. Greater Texas Credit UnionTerm Share Certificates/Certificates of DepositCD · 60 months · $1,000 min · 4.25%–4.35% by balance

    Credit union · 1 branch

    4.25%APY$2,313 over 60 months on $10,000
  8. United Heritage Credit UnionPromotional CertificateCD · 11 months · $1,000 min

    Credit union · 2 branches

    4.24%APY$388 over 11 months on $10,000intro rate
  9. Top Carrot, Carrot Score 87
    Austin Telco Federal Credit UnionShare CertificateCD · 60 months · $1,000 min · 4.22%–4.42% by balance

    Credit union · 7 branches

    4.22%APY$2,296 over 60 months on $10,000
  10. Top Carrot, Carrot Score 96
    Nizari Credit UnionMomentum Share CertificateCD · 7 months · $1,000 min

    Credit union · 2 branches

    4.15%APY$240 over 7 months on $10,000
  11. Huntington BankFixed Rate Certificate of DepositCD · 5 months · $1,000 min

    Bank · 3 branches

    4.10%APY$169 over 5 months on $10,000intro rate
  12. WaFd Bank13 Month CD SpecialCD · 13 months · $1,000 min

    Bank · 1 branch

    4.10%APY$445 over 13 months on $10,000intro rate
  13. Top Carrot, Carrot Score 87
    UFCUFixed-Rate CertificateCD · 24 months · $1,000 min

    Credit union · 15 branches

    4.10%APY$837 over 24 months on $10,000
  14. A+ Federal Credit UnionNew Money Advantage Share CertificatesCD · 19 months · $1,000 min

    Credit union · 8 branches

    4.05%APY$649 over 19 months on $10,000intro rate
  15. First Citizens BankOnline Promotional CDCD · 5 months · $5,000 min

    Bank · 1 branch

    4.00%APY$165 over 5 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Austin, TX

403 CDs at 40 banks and credit unions · checked Oct 16–22

Typical
3.00%
Top 10% from
4.00%
Banks, typical
1.51%
Credit unions, typical
3.70%

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Austin, TX metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Nizari Credit UnionCredit union · 2 branches
  2. Government Employees FCUCredit union · 6 branches
  3. Cornerstone Capital BankBank · 1 branch
See all ranked institutions