Compare Bank & Credit Union Rates
Best CD rates in Beaumont, TX
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Beaumont, TX
- 4.40%APY$403 over 11 months on $10,000
Requirements
Product: Must be at least 18 years old and a U.S. citizen or lawful permanent resident with a U.S. physical address. CD account balance may not exceed $1,000,000. Early withdrawal penalties apply (3 months interest for terms <= 12 months, 6 months interest for terms > 12 months).
4.31% interest rate · Balance cap $1,000,000 · Effective Oct 16, 2026
Rate checked
More details - 4.25%APY$210 over 6 months on $10,000
Requirements
Product: Dividends paid monthly. Account dividends are earned on the daily balance. Rates quoted and corresponding APY's are based on the last paid dividend rates and are subject to change monthly without notice.
Offer: Dividends paid monthly.
4.17% interest rate · Effective Oct 6, 2026
Rate checked
More details - 4.25%APY$317 over 9 months on $10,000
Requirements
Product: A $500 minimum deposit is required. Daily balance method is used to calculate the interest. APY was calculated based on monthly compounding and assumes that all interest earned will remain on deposit until maturity. Penalties may be imposed for early CD withdrawal.
Offer: Special Promotional APY is subject to change without notice. This offer is valid for consumers only and applies to new certificates of deposit opened with qualifying funds for Woodforest checking account holders. Qualifying funds are new funds deposited into a certificate of deposit that are not from money currently or previously held in any account at Woodforest National Bank. This is a limited time offer and may be withdrawn at any time without notice.
Effective Oct 2, 2026
Rate checked
More details - 4.25%APY$389 over 11 months on $10,000with conditions
Requirements
Product: Fixed rate for the term. Requires a $5,000 minimum opening deposit. Special interest rates apply to initial term only and automatically renew for the disclosed renewal term at standard rates in effect at maturity. Maximum aggregate deposit limit of $2.5 million. Public funds are not eligible. Early withdrawal penalties apply.
Offer: Relationship rate; requires linked Prime Checking, Premier Checking, or Private Bank Interest Checking account at open and renewal. Renews to a 6-month term at 0.05% APY.
Qualified rate · 4.16% interest rate · Effective Oct 3, 2026
Rate checked
More details - Neches Federal Credit UnionCertificatesCD · 12 months · $1,000 min · 4.25%–4.65% by balance
Credit union · 3 branches
4.25%APY$425 over 1 year on $10,000Requirements
Offer: $1,000 minimum balance
4.17% interest rate
Rate by balance
Rate by balance for Certificates Balance APY $1,000 and upYour amount 4.25% $100,000 and up100,000 minimum balance 4.65% Rate checked
More details - PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance
Bank · 4 branches
4.25%APY$461 over 13 months on $10,000intro rateRequirements
Product: A minimum opening deposit of $1,000 is required for all CD accounts. Penalty for early withdrawal. Fees may reduce earnings. At the end of Promotional CD term, account automatically converts to the Standard consumer CD term that is closest to but not greater than Promotional CD term, at the applicable Standard rate. No withdrawals without penalty within first seven days. No partial withdrawals permitted. The $1.00 - $999.99 tier is for Renewal Only.
Offer: Renewal Only. Promotional rate.
Promotional rate · 0.01% interest rate · Effective Oct 21, 2026
Rate by balance
Rate by balance for Fixed Rate Certificate of Deposit (CD) Balance APY Up to $1,000 0.01% $1,000 and upYour amount 4.25% Rate checked
More details - 4.08%APY$408 over 1 year on $10,000
Requirements
Product: Regular Share Savings Account required for all CCCU accounts. NCUA insured. Penalty for early withdrawal may apply.
4.00% interest rate
Rate checked
More details - 4.08%APY$408 over 1 year on $10,000
Requirements
Product: Early withdrawals subject to a penalty. No setup or maintenance fees.
4.00% interest rate · Effective Oct 1, 2026
Rate checked
More details - Beaumont Community CUShare CertificateCD · 12 months · $1,000 min · 4.07%–4.17% by balance
Credit union · 1 branch
4.07%APY$407 over 1 year on $10,000Requirements
Product: Dividends compounded daily and paid monthly. Minimum deposit to purchase a CD is $1,000.00.
Offer: Under $50,000; dividends compounded daily and paid monthly
4.00% interest rate · Compounded daily
Rate by balance
Rate by balance for Share Certificate Balance APY Up to $50,000Your amount 4.07% $50,000 and upOver $50,000; 4.17% Rate checked
More details - DuGood Federal Credit UnionCertificateCD · 12 months · $1,000 min · 4.07%–4.18% by balance
Credit union · 5 branches
4.07%APY$407 over 1 year on $10,000Requirements
Product: Early withdrawal penalties may apply. Any fee incurred could reduce earnings. Membership eligibility required.
Offer: Early withdrawal penalties may apply. Any fee incurred could reduce earnings.
4.00% interest rate · Effective Feb 18, 2026
Rate by balance
Rate by balance for Certificate Balance APY $1,000 and upYour amount 4.07% $50,000 and up 4.13% $100,000 and up 4.18% Rate checked
More details - 5Point Credit UnionShare CertificatesCD · 12 months · $1,000 min · 4.04%–4.24% by balance
Credit union · 1 branch
4.04%APY$404 over 1 year on $10,000Requirements
Product: A penalty may be imposed for early withdrawals. Fees could reduce earnings on this account.
Offer: Tier 1
3.96% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $1,000 – $50,000Your amount 4.04% $50,000 – $99,000Tier 2 4.14% $99,000 and upTier 3 4.24% Rate checked
More details - 3.82%APY$382 over 1 year on $10,000
Requirements
Product: Minimum balance/to open $500. Accounts are not opened through an online application (requires two forms of government-issued identification).
Offer: Compounded and paid monthly.
3.75% interest rate
Rate checked
More details - 3.75%APY$217 over 7 months on $10,000
Requirements
Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.
3.69% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Featured CD Balance APY Up to $9,999 3.75% $10,000 – $99,999Your amount 3.75% $100,000 – $999,999 4.11% $1,000,000 and up 4.11% Rate checked
More details - First National Bank Texas8 Month Fixed Rate CDCD · 8 months · $500 min · 3.75%–4.25% by balance
Bank · 1 branch
3.75%APY$248 over 8 months on $10,000intro rateRequirements
Product: Promotions are for a limited time only. 8-month CDs will automatically renew into a 6-month CD.
Offer: Promotional CD offer. Automatically renews into a 6-month CD at maturity. Early withdrawal penalties apply. Interest compounded and credited quarterly.
Promotional rate · 3.70% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for 8 Month Fixed Rate CD Balance APY $500 – $50,000Your amount 3.75% $50,000 – $100,000 4.25% $100,000 and up 4.25% Rate checked
More details - 3.75%APY$375 over 1 year on $10,000
Requirements
Product: Earned dividends posted to a savings or checking account monthly or at maturity OR choose to compound your certificate. Early withdrawal penalties may apply. Fees incurred could reduce earnings. Automatic rollover options are available.
Offer: APYE is 3.821%
Effective Oct 6, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Beaumont, TX
219 CDs at 17 banks and credit unions · checked Oct 6–22
- Typical
- 2.00%
- Top 10% from
- 3.84%
- Banks, typical
- 1.01%
- Credit unions, typical
- 3.51%
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Beaumont, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Eastex Credit UnionCredit union · 2 branches
- Neches Federal Credit UnionCredit union · 11 branches
- Synergy Federal Credit UnionCredit union · 1 branch