Bank · FDIC insured
Austin Capital Bank CD Rates
Austin Capital Bank’s best CD rate is 4.58% APY on a 3-month CD. Terms run from 3 months to 1 year. Rates checked October 16, 2026.
How Austin Capital Bank’s CD rates compare
Compared with banks and credit unions near Austin, TX, where Austin Capital Bank has the most branches. $10,000, best rate first.
This bank’s best
Austin Capital Bank
4.58%APY
- Term
- 3 months
- Minimum
- $1,000
- Earns on $10,000
- $113
Certificate of Deposit
Top rate
First National Bank of Bastrop
5.00%APY
- Term
- 7 months
- Minimum
- $10,000
- Earns on $10,000
- $289
3rd-highest rate
TruWest Credit Union
4.50%APY
- Term
- 18 months
- Minimum
- $500
- Earns on $10,000
- $683
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 4.58%APY · 3 terms
Offered to residents of greater Austin. CDs available with maturities up to 18 months. Early withdrawal penalty applies for CDs not held to maturity.
| Term | APY · $1,000 – $100,000 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 monthsAssumes no compounding, interest paid annually or at maturity. Early withdrawal penalty applies | 4.58% | 4.58% | 4.58%4.58% from $100k | $113 |
| 6 monthsAssumes no compounding, interest paid annually or at maturity. Early withdrawal penalty applies | 4.30% | 4.30% | 4.30%4.30% from $100k | $213 |
| 12 monthsAssumes no compounding, interest paid annually or at maturity. Early withdrawal penalty applies | 4.00% | 4.00% | 4.00%4.00% from $100k | $400 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.