Compare Bank & Credit Union Rates
Best CD rates in Pennsylvania
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 361–375 results in Pennsylvania
- 2.10%APY$643 over 36 months on $10,000
Requirements
Product: Early withdrawal penalty may apply. Rates may change after account is opened. Pairing with Ultra Checking account unlocks a 0.10% APY bonus rate.
Offer: Bonus rate of 0.10% APY when the Tax Reported Owner is the Tax Reported Owner of an Ultra Checking account with an average monthly balance of at least $1.00.
Balance cap $1,000,000 · Effective Oct 1, 2026
Rate checked
More details - Stanwood Area Federal Credit UnionTerm Share CertificateCD · 36 months · $500 min
Credit union · 1 branch
2.05%APY$628 over 36 months on $10,000Requirements
Product: Must deposit or have on deposit $25.00 in a Share account to open and maintain membership. Compounds quarterly or monthly depending on term/tier. Early withdrawal penalties: 30-day loss of dividends on certificates 12 months or less; 90-day loss of dividends on certificates over 12 months.
Offer: $500 minimum balance required to earn dividends. Compounds quarterly. 90-day loss of dividends early withdrawal penalty.
2.05% interest rate
Rate checked
More details - Juniata Valley BankGrowth Certificate of DepositCD · 12 months · $100 min · 0.10%–2.02% by balance
Bank · 15 branches
2.02%APY$202 over 1 year on $10,000Requirements
Product: Variable rate account. Substantial penalty for early withdrawal. Assumes interest will remain on deposit until maturity.
Offer: Variable rate account
0.10% interest rate · Effective Oct 14, 2026
Rate by balance
Rate by balance for Growth Certificate of Deposit Balance APY $100 – $1,000 0.10% $1,000 – $10,000 0.15% $10,000 and upYour amount 2.02% Rate checked
More details - 2.02%APY$1,052 over 60 months on $10,000
Requirements
Product: Interest is compounded monthly and credited monthly. Penalty may apply for early withdrawal.
2.00% interest rate · Compounded monthly · Effective Sep 17, 2026
Rate checked
More details - 2.01%APY$201 over 1 year on $10,000with conditions
Requirements
Product: Penalty for early withdrawal. Fees could reduce earnings on the account. Relationship rates require four or more unique services with the bank.
Offer: Best "Relationship" Rate. Compounded 6 month. Available to customer who has four or more unique services with the bank. Penalty for early withdrawal.
Qualified rate · 2.00% interest rate · Effective Sep 17, 2026
Rate checked
More details - 2.00%APY$101 over 6.066666666666666 months on $10,000
1.98% interest rate · Effective Oct 23, 2026
Rate checked
More details - 2.00%APY$200 over 1 year on $10,000
Requirements
Product: Open at nearest United Bank branch. Minimum opening deposit is $500.
Offer: Open at nearest United Bank branch.
Rate checked
More details - 2.00%APY$200 over 1 year on $10,000
Requirements
Product: Substantial penalty for early withdrawal may apply. Minimum balance of $100.00 is required to earn dividends.
Offer: Minimum balance of $100.00 is required to earn dividends. Substantial penalty for early withdrawal may apply.
2.00% interest rate · Effective Apr 18, 2024
Rate checked
More details - 2.00%APY$404 over 24 months on $10,000intro rate
Requirements
Product: Available In Branch or through banking teams. Automatically renews at maturity to Regular 24 Month CD.
Offer: Fixed rate paid for 2 years. Minimum balance to earn APY is $500.00. Interest compounded and credited monthly.
Promotional rate · 1.98% interest rate · Effective Sep 17, 2026
Rate checked
More details - VA Pittsburgh Employee FCU2 Year Share Certificate ($500 Minimum)CD · 24 months · $500 min
Credit union · 2 branches
2.00%APY$404 over 24 months on $10,000Requirements
Product: Certificates are subject to a penalty for early withdrawal. All dividends are paid quarterly.
Offer: Certificates are subject to a penalty for early withdrawal. All dividends are paid quarterly.
2.00% interest rate · Effective May 19, 2025
Rate checked
More details - Members 1st Federal Credit Union60-Month CertificateCD · 60 months · $500 min · 1.95%–2.40% by balance
Credit union · 59 branches
2.00%APY$1,041 over 60 months on $10,000Requirements
Product: Minimum opening deposit and minimum balance of $500 required to earn advertised APY. Penalty for early withdrawal. Dividends compounded and credited monthly. Not available for public funds accounts, financial institutions, or other institutional investors.
1.93% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for 60-Month Certificate Balance APY $500 – $10,000 1.95% $10,000 – $50,000Your amount 2.00% $50,000 – $75,000 2.05% $75,000 – $100,000 2.15% $100,000 – $500,000 2.30% $500,000 – $1,000,000 2.30% $1,000,000 and up 2.40% Rate checked
More details - Clearview Federal Credit UnionFlex Savings CertificateCD · 12 months · $100 min
Credit union · 26 branches
1.85%APY$185 over 1 year on $10,000Requirements
Product: One-year certificate that lets you keep adding to your savings over time. Add $25 or more to the certificate at any time. Features a bonus rate of 0.10% over the current 12-month certificate rate.
Offer: Bonus rate of 0.10% over current 12-month certificate rate. Add $25 or more at any time.
1.84% interest rate · Effective Oct 16, 2026
Rate checked
More details - Members 1st Federal Credit Union48-Month CertificateCD · 48 months · $500 min · 1.80%–2.15% by balance
Credit union · 59 branches
1.85%APY$761 over 48 months on $10,000Requirements
Product: Minimum opening deposit and minimum balance of $500 required to earn advertised APY. Penalty for early withdrawal. Dividends compounded and credited monthly.
1.79% interest rate
Rate by balance
Rate by balance for 48-Month Certificate Balance APY $500 – $10,000 1.80% $10,000 – $50,000Your amount 1.85% $50,000 – $75,000 1.90% $75,000 – $100,000 2.00% $100,000 – $500,000 2.10% $500,000 – $1,000,000 2.10% $1,000,000 and up 2.15% Rate checked
More details - Wheatland Federal Credit Union36 Month CertificateCD · 36 months · $500 min
Credit union · 3 branches
1.80%APY$550 over 36 months on $10,000Requirements
Product: Penalty for early withdrawal.
Offer: Penalty for early withdrawal.
Effective Mar 27, 2025
Rate checked
More details - Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 166 branches
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Pennsylvania
2,595 CDs at 302 banks and credit unions · checked Oct 16–23
- Typical
- 3.00%
- Top 10% from
- 4.00%
- Banks, typical
- 2.06%
- Credit unions, typical
- 3.30%
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Find your bank or credit union to see all its rates and how they compare near you.
Pennsylvania
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Americo FCUCredit union · 2 branches
- PenFed Credit UnionCredit union · 1 branch
- FirstEnergy Choice FCUCredit union · 1 branch