Bank · FDIC insured
1st Summit Bank CD Rates
1st Summit Bank’s best CD rate is 2.01% APY on a 1-year CD, with extra requirements. Terms run from 1 year to 5 years. Rates checked October 16, 2026.
How 1st Summit Bank’s CD rates compare
Compared with banks and credit unions near Johnstown, PA, where 1st Summit Bank has the most branches. $10,000, best rate first.
This bank’s best
1st Summit Bank
2.01%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- —
- Earns on $10,000
- $201
Certificates of Deposit (CD)
Top rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $317
2nd-highest rate
S&T Bank
4.25%APY
- Term
- 36 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $1,330
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit (CD)
Up to 2.01%APY · 9 terms
Penalty for early withdrawal. Fees could reduce earnings on the account. Relationship rates require four or more unique services with the bank.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| UnknownBest "Relationship" Rate. Compounded 182 Day. Available to customer who has four or more unique services with the bank. Penalty for early withdrawal | 2.01% | $0 |
| UnknownGreat "Going" Rate. Compounded 182 Day. Penalty for early withdrawal | 1.76% | $0 |
| 12 monthsBest "Relationship" Rate. Compounded 6 month. Available to customer who has four or more unique services with the bank. Penalty for early withdrawal | 2.01% | $201 |
| 12 monthsGreat "Going" Rate. Compounded 6 month. Penalty for early withdrawal | 1.76% | $176 |
| 18 monthsBest "Relationship" Rate. Compounded 6 month. Available to customer who has four or more unique services with the bank. Penalty for early withdrawal | 2.01% | $303 |
| 18 monthsGreat "Going" Rate. Compounded 6 month. Penalty for early withdrawal | 1.76% | $265 |
| 24 monthsBest "Relationship" Rate. Compounded 6 month. Available to customer who has four or more unique services with the bank. Penalty for early withdrawal | 2.01% | $406 |
| 24 monthsGreat "Going" Rate. Compounded 6 month. Penalty for early withdrawal | 1.76% | $355 |
| 30 monthsBest "Relationship" Rate. Compounded 6 month. Available to customer who has four or more unique services with the bank. Penalty for early withdrawal | 2.01% | $510 |
| 30 monthsGreat "Going" Rate. Compounded 6 month. Penalty for early withdrawal | 1.76% | $446 |
| 36 monthsBest "Relationship" Rate. Compounded 6 month. Available to customer who has four or more unique services with the bank. Penalty for early withdrawal | 2.01% | $615 |
| 36 monthsGreat "Going" Rate. Compounded 6 month. Penalty for early withdrawal | 1.76% | $537 |
| 42 monthsBest "Relationship" Rate. Compounded 6 month. Available to customer who has four or more unique services with the bank. Penalty for early withdrawal | 1.86% | $666 |
| 48 monthsBest "Relationship" Rate. Compounded 6 month. Available to customer who has four or more unique services with the bank. Penalty for early withdrawal | 2.01% | $829 |
| 48 monthsGreat "Going" Rate. Compounded 6 month. Penalty for early withdrawal | 1.76% | $723 |
| 60 monthsBest "Relationship" Rate. Compounded 6 month. Available to customer who has four or more unique services with the bank. Penalty for early withdrawal | 2.01% | $1,046 |
| 60 monthsGreat "Going" Rate. Compounded 6 month. Penalty for early withdrawal | 1.76% | $912 |
Sources (2)
- 1stsummit.bank/home/personal/c…ngs/personal-savings-cds
- 1stsummit.bank/home/personal/c…s/personal-deposit-rates
All captured Sep 17, 2026
Special-purpose accounts
IRA
Up to 2.51%APY · 4 terms
Penalty for early withdrawal. Fees could reduce earnings on the account. Relationship rates require four or more unique services with the bank.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| UnknownVariable IRA. Compounded Daily. Great "Going" Rate. Penalty for early withdrawal | 0.51% | $0 |
| 12 monthsGreat "Going" Rate. Compounded 6 month. Penalty for early withdrawal | 2.26% | $226 |
| 18 monthsBest "Relationship" Rate. Compounded 6 month. Available to customer who has four or more unique services with the bank. Penalty for early withdrawal | 2.51% | $379 |
| 18 monthsGreat "Going" Rate. Compounded 6 month. Penalty for early withdrawal | 2.26% | $341 |
| 42 monthsBest "Relationship" Rate. Compounded 6 month. Available to customer who has four or more unique services with the bank. Penalty for early withdrawal | 2.26% | $814 |
| 42 monthsGreat "Going" Rate. Compounded 6 month. Penalty for early withdrawal | 2.01% | $721 |
Sources (1)
- 1stsummit.bank/home/personal/c…s/personal-deposit-rates · captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.