Bank · FDIC insured
1st Summit Bank
A $1.5B bank headquartered in Johnstown, PA, with 17 branches in Pennsylvania. Best rates: savings 0.06% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: published rates need another account or activity, so they are not scored. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs—2.01%Needs another account or monthly activityCD rates →
- Savings630.11%at $100,000Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About 1st Summit Bank
Established in 1924 as Salix State Bank in Dunlo, Pennsylvania, 1st Summit Bank is headquartered in Johnstown, Pennsylvania.
The bank became Summit Bank in 1982 and adopted the name 1st Summit Bank in 1996, serving Western Pennsylvania.
- Headquarters
- 125 Donald Ln, Johnstown, PA 15904
- FDIC certificate
- 8426 ↗
Branches
17 branches in Pennsylvania
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Pennsylvania
17 branches
Johnstown area · 10
- 1st Summit BankMain office125 Donald Ln, Johnstown, PA 15904Directions
- Cresson Branch7538 Admiral Peary Hwy, Cresson, PA 16630Directions
- Ebensburg Branch512 W High St, Ebensburg, PA 15931Directions
- Downtown Branch600 Main St, Johnstown, PA 15901Directions
- Johnstown Walmart Branch200 Town Centre Dr, Johnstown, PA 15904Directions
- Park Hill Branch454 Parkhill Dr, Johnstown, PA 15909Directions
- Westmont Branch1560 Menoher Blvd, Johnstown, PA 15905Directions
- Portage Branch924 Main St, Portage, PA 15946Directions
- Salix Branch1148 Forest Hills Dr, Salix, PA 15952Directions
- Sidman Branch367 Locust St, Sidman, PA 15955Directions
Pittsburgh area · 3
- Greenburg Branch Office5150 Us - Route 30, Greensburg, PA 15601Directions
- Latrobe Branch332 Unity Plz, Latrobe, PA 15650Directions
- William Penn Highway Branch Office4510 William Penn Hwy, Murrysville, PA 15668Directions
Altoona area · 2
- Altoona Walmart Branch2600 Plank Road Cmns, Altoona, PA 16601Directions
- Eldorado Office Branch5812 6th Avenue, Altoona, PA 16602Directions
Indiana area · 1
- Indiana Branch1825 Oakland Ave, Indiana, PA 15701Directions
Somerset area · 1
- Somerset Branch404 N Center Ave, Somerset, PA 15501Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 8.61% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.44% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 0.66% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $78 | $88 | — |
- CapitalLeverage ratio8.61%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.44%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets0.66%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$78Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of 1st Summit Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.