Credit union · NCUA insured
Stanwood Area Federal Credit Union CD Rates
Stanwood Area Federal Credit Union’s best CD rate is 2.05% APY on a 3-year share certificate (CD). Terms run from 1 year to 3 years. Rates checked October 16, 2026.
How Stanwood Area Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Pittsburgh, PA, where Stanwood Area Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Stanwood Area Federal Credit Union
2.05%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $628
Term Share Certificate
Top rate
Tri Boro Federal Credit Union
4.50%APY
- Term
- 17 months
- Minimum
- $1,000
- Earns on $10,000
- $643
2nd-highest rate
First Federal of Greene or FFGC
4.35%APY
- Term
- 12 months
- Minimum
- —
- Earns on $10,000
- $435
Stanwood Area Federal Credit Union CD score
62
CD score
Higher than 5% of U.S. banks and credit unions
- 9–15 months9–15 mo0.55%
- 16–30 months16–30 mo0.75%
- 31–60 months31–60 mo2.05%
- QualifiedQualified2.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Stanwood Area Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Term Share Certificate
Up to 2.05%APY · 3 terms
Must deposit or have on deposit $25.00 in a Share account to open and maintain membership. Compounds quarterly or monthly depending on term/tier. Early withdrawal penalties: 30-day loss of dividends on certificates 12 months or less; 90-day loss of dividends on certificates over 12 months.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months$500 minimum balance required to earn dividends. Compounds quarterly. 30-day loss of dividends early withdrawal penalty | 0.55% | $55 |
| 24 months$500 minimum balance required to earn dividends. Compounds quarterly. 90-day loss of dividends early withdrawal penalty | 0.75% | $151 |
| 36 months$500 minimum balance required to earn dividends. Compounds quarterly. 90-day loss of dividends early withdrawal penalty | 2.05% | $628 |
Special-purpose accounts
IRA Certificate
Up to 2.10%APY · 3 terms
$500 minimum balance required to earn dividends. All accounts compound quarterly. Subject to IRA contribution and withdrawal rules/penalties.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months$500 minimum balance required to earn dividends. Compounds quarterly | 0.60% | $60 |
| 24 months$500 minimum balance required to earn dividends. Compounds quarterly | 0.80% | $161 |
| 36 months$500 minimum balance required to earn dividends. Compounds quarterly | 2.10% | $643 |
Who can join Stanwood Area Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.