Bank · FDIC insured
Juniata Valley Bank
A $917.9M bank headquartered in Mifflintown, PA, with 15 branches in Pennsylvania. Best rates: CDs 3.60% and savings 0.50% APY.
Juniata Valley Bank Carrot Score
72
Carrot Score
Higher than 31% of U.S. banks and credit unions
#3 of 7 in Lewistown, PA metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Juniata Valley Bank
The Juniata Valley Bank opened in 1867 and operates 15 community offices across Franklin, Juniata, Mifflin, McKean, Perry, and Potter Counties in Pennsylvania, along with two satellite offices.
Starting from its first location in Mifflintown, Juniata County, the bank provides financial services to Central Pennsylvania and Northern Tier communities.
- Headquarters
- 1 S Main St, Mifflintown, PA 17059
- FDIC certificate
- 7614 ↗
Branches
15 branches in Pennsylvania
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Pennsylvania
15 branches
Lewistown area · 5
- Belleville Branch4341 E Main St, Belleville, PA 17004Directions
- Burnham Branch320 S Logan Blvd, Burnham, PA 17009Directions
- Monument Square Branch1 E Market St, Lewistown, PA 17044Directions
- Water Street Branch100 W Water St, Lewistown, PA 17044Directions
- Gardenview Branch20 Prince St, Reedsville, PA 17084Directions
Mifflintown area · 2
- The Juniata Valley BankMain office1 S Main St, Mifflintown, PA 17059Directions
- Mountain View Branch4068 William Penn Hwy, Mifflintown, PA 17059Directions
Harrisburg area · 2
- Jvb Liverpool Cmnty Br104 N Front St, Liverpool, PA 17045Directions
- Millerstown Branch4 N Market St, Millerstown, PA 17062Directions
Coudersport area · 1
- Coudersport Office118 E 2nd St, Coudersport, PA 16915Directions
McAlisterville area · 1
- Mc Allisterville Branch30580 Route 35 North, McAlisterville, PA 17049Directions
Bradford area · 1
- Lillibridge Place Branch52 W Mill St, Port Allegany, PA 16743Directions
Port Royal area · 1
- Port Royal Branch301 Market St, Port Royal, PA 17082Directions
Richfield area · 1
- Richfield Branch571 Main St, Richfield, PA 17086Directions
Chambersburg area · 1
- Fannett/Metal Branch16400 Path Valley Rd, Spring Run, PA 17262Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 8.56% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.05% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.16% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $79 | $81 | — |
- CapitalLeverage ratio8.56%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.05%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.16%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$79Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Juniata Valley Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.