Compare Bank & Credit Union Rates
Best CD rates in Bethlehem, PA
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Bethlehem, PA
- 4.25%APY$389 over 11 months on $10,000with conditions
Requirements
Product: Fixed rate for the term. Requires a $5,000 minimum opening deposit. Special interest rates apply to initial term only and automatically renew for the disclosed renewal term at standard rates in effect at maturity. Maximum aggregate deposit limit of $2.5 million. Public funds are not eligible. Early withdrawal penalties apply.
Offer: Relationship rate; requires linked Prime Checking, Premier Checking, or Private Bank Interest Checking account at open and renewal. Renews to a 6-month term at 0.05% APY.
Qualified rate · 4.16% interest rate · Effective Oct 3, 2026
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More details - PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance
Bank · 2 branches
4.25%APY$461 over 13 months on $10,000intro rateRequirements
Product: A minimum opening deposit of $1,000 is required for all CD accounts. Penalty for early withdrawal. Fees may reduce earnings. At the end of Promotional CD term, account automatically converts to the Standard consumer CD term that is closest to but not greater than Promotional CD term, at the applicable Standard rate. No withdrawals without penalty within first seven days. No partial withdrawals permitted. The $1.00 - $999.99 tier is for Renewal Only.
Offer: Renewal Only. Promotional rate.
Promotional rate · 0.01% interest rate · Effective Oct 21, 2026
Rate by balance
Rate by balance for Fixed Rate Certificate of Deposit (CD) Balance APY Up to $1,000 0.01% $1,000 and upYour amount 4.25% Rate checked
More details - 4.25%APY$644 over 18 months on $10,000
Requirements
Product: Quarterly compounding. A penalty for early withdrawal may be imposed. Minimum balance to open is $500 or $1,000 depending on the term.
Offer: Term is 18 Months. Compounded quarterly.
4.18% interest rate · Compounded quarterly · Effective Oct 15, 2026
Rate checked
More details - 4.15%APY$415 over 1 year on $10,000
Requirements
Product: Minimum opening deposit is $500. Early withdrawal penalties apply and may reduce earnings. Automatic renewal available.
Offer: Penalty for early withdrawal.
4.07% interest rate · Effective Aug 5, 2026
Rate checked
More details - 4.00%APY$231 over 7 months on $10,000intro rate
Requirements
Product: Valid for consumers only. Minimum deposit of $10,000 new money to the bank is required to open and obtain APY. New money is defined as funds not on deposit with Fulton Bank at time of account opening. Preferred Pricing rate bonus not available for this account. A penalty will be imposed for early withdrawal.
Offer: Requires $10,000 minimum balance in new money to the bank.
Promotional rate · 3.92% interest rate · Effective May 21, 2026
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More details - 4.00%APY$400 over 1 year on $10,000
3.94% interest rate
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More details - 4.00%APY$434 over 13 months on $10,000intro rate
Requirements
Product: Minimum daily balance of $500 to earn APY. $500 minimum to open. Automatically renewable. Early withdrawal penalty may apply and reduce earnings. Interest compounded daily.
Offer: Promotional Rates apply only to newly-opened Promotional Certificates of Deposit. For rollover CDs, refer to non-promotional rates.
Promotional rate · 3.92% interest rate · Compounded daily
Rate checked
More details - 4.00%APY$502 over 15 months on $10,000
Requirements
Product: Fixed interest rate for the term. A penalty is imposed for early withdrawal. Annual Percentage Yield assumes principal balance and interest earned remain on deposit until maturity. Credited end of month.
Offer: Credited end of month. Minimum to open is $500; maximum opening CD balance $1,000,000. Early withdrawal penalty applies.
3.92% interest rate · Balance cap $1,000,000 · Effective Oct 16, 2026
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More details - 4.00%APY$606 over 18 months on $10,000intro rate
Requirements
Product: Promotional consumer CD specials. Must deposit $5,000 or more in new money (not currently on deposit with Peoples Security Bank & Trust). Valid on Pick Your Term CDs opened online or in branch for consumer customers; business customers in-branch only. At maturity, automatically renews into a CD with the same term at the prevailing tiered rate(s). Interest compounded and credited quarterly; APY assumes interest remains on deposit until maturity. Offer may be changed or discontinued at any time. APY current as of 2026-07-01.
Offer: New money of $5,000 or more; consumer online or in-branch. Auto-renews at maturity to same term at prevailing tiered rates.
Promotional rate · 3.94% interest rate · Effective Jul 1, 2026
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More details - 3.91%APY$194 over 6 months on $10,000
Effective Oct 6, 2026
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More details - 3.85%APY$191 over 6 months on $10,000with conditions
Requirements
Product: All CDs are auto-renewable; penalty may be imposed for early withdrawal. Rates apply for clients with Relationship Checking, Performance Checking, Reliance Checking, or Platinum & Performance Checking.
Offer: 6-Month CD Special. Requires $10,000 minimum opening balance in new money (funds not currently held on deposit with Fidelity Bank). Requires new or existing Fidelity Bank Relationship Checking, Performance Checking, or any Business Checking account. Promotional CDs can only be opened at a branch. Automatically renews into standard 6-month term.
Qualified rate · Effective Jul 27, 2026
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More details - 3.85%APY$583 over 18 months on $10,000with conditions
Requirements
Product: Requires an eligible/qualifying M&T Bank checking account (such as MyChoice Premium Checking, M&T Select, M&T Select With Interest, Power Checking, or Advantage Checking). Maximum deposit is $1,000,000 per account ($750,000 if opened online). Minimum balance to obtain APY is $1.00. Early withdrawal penalties apply.
Offer: Requires a qualifying checking account. Maximum deposit is $1,000,000 ($750,000 if opened online). Minimum balance to obtain APY is $1.00.
Qualified rate · 3.78% interest rate · Balance cap $1,000,000 · Effective Jul 30, 2026
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More details - 3.75%APY$217 over 7 months on $10,000
Requirements
Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.
3.69% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Featured CD Balance APY Up to $9,999 3.75% $10,000 – $99,999Your amount 3.75% $100,000 – $999,999 4.11% $1,000,000 and up 4.11% Rate checked
More details - 3.60%APY$391 over 13 months on $10,000with conditions
Requirements
Product: Promotional Certificate of Deposit valid for consumers. There is a $1,000 minimum balance to open the Certificate of Deposit and obtain Annual Percentage Yield (APY). A penalty will be imposed for early withdrawal.
Offer: Eligible for Preferred Pricing rate bonus when primary/secondary owner also owns Relationship Banking, Premier Relationship Banking, or Private Bank Checking account.
Qualified rate · 3.54% interest rate
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More details - 3.55%APY$385 over 13 months on $10,000
Requirements
Product: Fixed interest rate for the term. A penalty is imposed for early withdrawal. Annual Percentage Yield assumes principal balance and interest earned remain on deposit until maturity. Credited end of month.
Offer: Credited end of month. Minimum to open is $500; maximum opening CD balance $1,000,000. Early withdrawal penalty applies.
3.49% interest rate · Balance cap $1,000,000 · Effective Oct 16, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Bethlehem, PA
264 CDs at 15 banks and credit unions · checked Oct 16–22
- Typical
- 1.02%
- Top 10% from
- 3.80%
- Banks, typical
- 1.00%
- Credit unions, typical
- 3.70%
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Allentown, PA-NJ metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- APCI Federal Credit UnionCredit union · 1 branch
- AmericanBankBank · 1 branch
- Quaint Oak BankBank · 1 branch