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Credit union · NCUA insured

Sarco Federal Credit Union CD Rates

Sarco Federal Credit Union’s best CD rate is 3.91% APY on a 6-month share certificate (CD). Terms run from 3 months to 18 months. Rates checked October 16, 2026.

How Sarco Federal Credit Union’s CD rates compare

Compared with banks and credit unions near Allentown, PA-NJ, where Sarco Federal Credit Union has the most branches. $10,000, best rate first.

  • This credit union’s best

    Sarco Federal Credit Union

    3.91%APY

    Term
    6 months
    Minimum
    $5,000
    Earns on $10,000
    $194

    Certificates of Deposit

  • Top rate

    First Northern Bank and Trust

    4.73%APY

    Term
    24 months
    Minimum
    $5,000
    Earns on $10,000
    $968

    First Northern Bank and Trust rates

  • 2nd-highest rate

    Unity Bank

    4.40%APY

    Term
    18 months
    Minimum
    $1,000
    Earns on $10,000
    $667

    Unity Bank rates

Compare CD rates near you →

Sarco Federal Credit Union CD score

78

CD score

Higher than 46% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo3.91%
  • 9–15 months9–15 mo3.70%
  • 16–30 months16–30 mo3.03%
  • QualifiedQualified3.91%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Sarco Federal Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Sarco Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Membership is open to anyone who lives, works, worships, or goes to school / attends school in Bethlehem, Pennsylvania.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
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