Compare Bank & Credit Union Rates
Best CD rates in Oregon
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 106–120 results in Oregon
- 2.75%APY$275 over 1 year on $10,000
Requirements
Product: Fixed dividend rate and APY for the term of the account. Dividends compounded and credited quarterly. Additional deposits are not allowed after opening. Early withdrawal penalty applies (366 days or less: 180 days dividends; more than 366 days: 270 days dividends). Automatically renewable with a 10-day grace period.
Offer: 1 year term. S Type 21.
2.75% interest rate · Effective Jan 2, 2026
Rate checked
More details - OnPoint Community Credit UnionCertificates of DepositCD · 60 months · $1,000 min
Credit union · 52 branches
2.75%APY$1,453 over 60 months on $10,000Requirements
Product: Membership required and subject to approval. Limit one Member Savings account per person. Early withdrawal penalty applies. Subsequent deposits permitted for 3, 6, 12, 18, or 24 month terms ($100 minimum). Minors under 18 have $100 minimum balance requirement.
Offer: With OnPoint Rewards (requires 10-year relationship and 6 qualified transactions in the same checking account during qualification period; qualifications must be met on or before opening date).
2.72% interest rate · Effective Oct 15, 2026
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More details - 2.70%APY$1,425 over 60 months on $10,000
2.67% interest rate
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More details - 2.60%APY$1,369 over 60 months on $10,000
2.57% interest rate
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More details - 2.53%APY$382 over 18 months on $10,000
Requirements
Product: Interest compounded monthly and credited monthly. Penalty applies for early withdrawal.
Offer: Interest compounded monthly and credited monthly. Penalty applies for early withdrawal.
2.50% interest rate · Compounded monthly · Effective Oct 14, 2026
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More details - 2.50%APYintro rate
Requirements
Product: Minimum opening deposit $500. Available at branch locations.
Offer: Term: 3 to 5 months.
Promotional rate
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More details - 2.50%APY
Requirements
Product: Interest is fixed for the disclosed term, compounded daily, and credited monthly or quarterly. Early withdrawal penalty may be imposed.
Offer: Must maintain an account balance sufficient to accrue at least $0.01 interest in the statement cycle to obtain disclosed APY.
2.47% interest rate · Compounded daily · Effective Sep 14, 2026
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More details - 2.50%APY$528 over 25 months on $10,000intro rate
Requirements
Product: Available July 1 - July 31, 2026. Minimum balance required to open the account and earn the APY: $250. Compounded and credited monthly. Allows for one (1) withdrawal or one (1) deposit without penalty. Early withdrawal or additional withdrawals may incur a penalty. Membership with Wauna Credit Union required.
Offer: Available July 1 - July 31, 2026. Allows for one penalty-free withdrawal or one additional deposit.
Promotional rate · Effective Jul 1, 2026
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More details - 2.45%APY$496 over 24 months on $10,000
Requirements
Product: For the 12 and 24 month Bump Up CD, you have a one-time option to increase or 'Bump-up' the APY during the original term to the current APY offered at the time of option exercise. Promotional rates are excluded from the Bump-Up option. Interest compounded and credited monthly.
Offer: Interest Compounded & Credited Monthly. One-time option to bump-up APY during original term.
2.42% interest rate · Effective Oct 1, 2026
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More details - 2.40%APY$240 over 1 year on $10,000
Requirements
Product: 12-month term only. Minimum opening deposit is $25. Must be 18 or over. See Washington or Oregon Official Account and Price Entry Rules for full details. 7-day grace period after maturity. Not applicable for IRA. No monthly maintenance fee.
Offer: 12-month term only. Must be 18 or older.
Effective Oct 1, 2026
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More details - Trailhead Credit UnionMoney Builder Certificate AccountCD · 12 months · $10 min
Credit union · 3 branches
2.00%APY$200 over 1 year on $10,000Requirements
Product: Requires subsequent monthly deposits of at least $10.00 by payroll deduction or automatic transfer. Funds transfer to primary share savings account at maturity.
Offer: Dividends compounded and credited monthly. Requires monthly transfer through payroll deduction or automatic transfer of at least $10.00.
1.98% interest rate
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More details - Maps Credit UnionPrivate Client Certificate AccountsCD · 3 months · $1,000 min
Credit union · 15 branches
1.90%APY$47 over 3 months on $10,000Requirements
Product: Private Clients need to meet one of the following criteria: $250,000 deposit/investment relationship with Maps/Maps Investments, $1,000,000 personal net worth, or owners/executives of Maps Commercial members.
Offer: Compounded monthly. Daily balance method.
1.88% interest rate · Compounded monthly · Effective Oct 1, 2026
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More details - 1.90%APY$47 over 3 months on $10,000
Requirements
Product: Lock in a rate and grow your savings with a CD. $1,000 minimum opening balance ($100 for Youth First Step CD).
Offer: Compounded monthly. Daily balance method.
1.88% interest rate · Compounded monthly · Effective Oct 1, 2026
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More details - ILWU Credit UnionFlexible CertificateCD · 24 months · $1,000 min · 1.90%–2.05% by balance
Credit union · 1 branch
1.90%APY$384 over 24 months on $10,000Requirements
Product: Not eligible for IRAs. Dividends paid monthly and at maturity.
1.89% interest rate · Effective Jun 17, 2024
Rate by balance
Rate by balance for Flexible Certificate Balance APY $1,000 – $25,000Your amount 1.90% $25,000 – $50,000 1.95% $50,000 – $100,000 2.00% $100,000 and up 2.05% Rate checked
More details - Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 73 branches
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Oregon
705 CDs at 73 banks and credit unions · checked Oct 16–22
- Typical
- 2.69%
- Top 10% from
- 3.75%
- Banks, typical
- 1.75%
- Credit unions, typical
- 3.00%
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Find your bank or credit union to see all its rates and how they compare near you.
Oregon
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Valley Credit UnionCredit union · 1 branch
- Sage Credit UnionCredit union · 5 branches
- Ironworkers USA Credit UnionCredit union · 1 branch