Credit union · NCUA insured
Maps Credit Union CD Rates
Maps Credit Union’s best CD rate is 1.90% APY on a 1-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Maps Credit Union’s CD rates compare
Compared with banks and credit unions near Salem, OR, where Maps Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Maps Credit Union
1.90%APY
- Term
- 3 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $47
Private Client Certificate Accounts
Top rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
2nd-highest rate
Central Willamette Credit Union
4.16%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $750
- Earns on $10,000
- $416
Maps Credit Union CD score
62
CD score
Higher than 6% of U.S. banks and credit unions
- 3–8 months3–8 mo1.90%
- 9–15 months9–15 mo1.90%
- 16–30 months16–30 mo1.00%
- 31–60 months31–60 mo1.00%
- QualifiedQualified1.90%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Maps Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate Accounts
Up to 1.90%APY · 9 terms
Lock in a rate and grow your savings with a CD. $1,000 minimum opening balance ($100 for Youth First Step CD).
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsCompounded monthly. Daily balance method | 1.90% | $47 |
| 6 monthsCompounded monthly. Daily balance method | 1.90% | $95 |
| 12 monthsCompounded monthly. Daily balance method | 1.90% | $190 |
| 12 monthsYouth First Step CD; allows unlimited deposits. Compounded monthly. Daily balance method | 0.65% | $65 |
| 18 monthsCompounded monthly. Daily balance method | 0.75% | $113 |
| 24 monthsCompounded monthly. Daily balance method | 1.00% | $201 |
| 30 monthsCompounded monthly. Daily balance method | 1.00% | $252 |
| 36 monthsCompounded monthly. Daily balance method | 1.00% | $303 |
| 48 monthsCompounded monthly. Daily balance method | 1.00% | $406 |
| 60 monthsCompounded monthly. Daily balance method | 1.00% | $510 |
Sources (1)
- mapscu.com/personal/spend-save/cds-iras · captured Oct 3, 2026
Private Client Certificate Accounts
Up to 1.90%APY · 9 terms
Private Clients need to meet one of the following criteria: $250,000 deposit/investment relationship with Maps/Maps Investments, $1,000,000 personal net worth, or owners/executives of Maps Commercial members.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsCompounded monthly. Daily balance method | 1.90% | $47 |
| 6 monthsCompounded monthly. Daily balance method | 1.90% | $95 |
| 12 monthsCompounded monthly. Daily balance method | 1.90% | $190 |
| 18 monthsCompounded monthly. Daily balance method | 0.75% | $113 |
| 24 monthsCompounded monthly. Daily balance method | 1.00% | $201 |
| 30 monthsCompounded monthly. Daily balance method | 1.00% | $252 |
| 36 monthsCompounded monthly. Daily balance method | 1.00% | $303 |
| 48 monthsCompounded monthly. Daily balance method | 1.00% | $406 |
| 60 monthsCompounded monthly. Daily balance method | 1.00% | $510 |
Sources (1)
- mapscu.com/private-client-rates · captured Oct 3, 2026
Special-purpose accounts
IRA Certificate Accounts
Up to 1.90%APY · 8 terms
Maps offers IRAs in the form of certificates and savings accounts (Traditional, Roth, Coverdell, or SEP). $1,000 minimum opening balance ($100 for Youth First Step).
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsCompounded monthly. Daily balance method | 1.90% | $95 |
| 12 monthsCompounded monthly. Daily balance method | 1.90% | $190 |
| 12 monthsYouth First Step CD; allows unlimited deposits. Compounded monthly. Daily balance method | 0.65% | $65 |
| 18 monthsCompounded monthly. Daily balance method | 0.75% | $113 |
| 24 monthsCompounded monthly. Daily balance method | 1.00% | $201 |
| 30 monthsCompounded monthly. Daily balance method | 1.00% | $252 |
| 36 monthsCompounded monthly. Daily balance method | 1.00% | $303 |
| 48 monthsCompounded monthly. Daily balance method | 1.00% | $406 |
| 60 monthsCompounded monthly. Daily balance method | 1.00% | $510 |
Sources (1)
- mapscu.com/personal/spend-save/cds-iras · captured Oct 3, 2026
Private Client IRA Certificate Accounts
Up to 1.90%APY · 8 terms
Private Clients need to meet one of the following criteria: $250,000 deposit/investment relationship with Maps/Maps Investments, $1,000,000 personal net worth, or owners/executives of Maps Commercial members.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsCompounded monthly. Daily balance method | 1.90% | $95 |
| 12 monthsCompounded monthly. Daily balance method | 1.90% | $190 |
| 18 monthsCompounded monthly. Daily balance method | 0.75% | $113 |
| 24 monthsCompounded monthly. Daily balance method | 1.00% | $201 |
| 30 monthsCompounded monthly. Daily balance method | 1.00% | $252 |
| 36 monthsCompounded monthly. Daily balance method | 1.00% | $303 |
| 48 monthsCompounded monthly. Daily balance method | 1.00% | $406 |
| 60 monthsCompounded monthly. Daily balance method | 1.00% | $510 |
Sources (1)
- mapscu.com/private-client-rates · captured Oct 3, 2026
Who can join Maps Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.