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Credit union · NCUA insured

Valley Credit Union CD Rates

Top Carrot, Carrot Score 98Top Carrot

Valley Credit Union’s best CD rate is 3.50% APY on a 9-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.

How Valley Credit Union’s CD rates compare

Compared with banks and credit unions near Salem, OR, where Valley Credit Union has the most branches. $10,000, best rate first.

  • Top Carrot, Carrot Score 98

    This credit union’s best

    Valley Credit Union

    3.50%APY

    Term
    9 months
    Requires
    None
    Minimum
    —
    Earns on $10,000
    $261

    9 Month Liquid CD

  • Top rate

    Wells Fargo

    4.25%APY

    Term
    11 months
    Requires
    Another account
    Minimum
    $5,000
    Earns on $10,000
    $389

    Wells Fargo rates

  • 2nd-highest rate

    Central Willamette Credit Union

    4.16%APY

    Term
    12 months
    Requires
    None
    Minimum
    $750
    Earns on $10,000
    $416

    Central Willamette Credit Union rates

Compare CD rates near you →

Valley Credit Union CD score

67

CD score

Higher than 20% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo1.75%
  • 9–15 months9–15 mo3.50%
  • 16–30 months16–30 mo2.25%
  • 31–60 months31–60 mo2.70%
  • QualifiedQualified3.50%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Valley Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Valley Credit Union

We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.

Visit institution website ↗Branches and institution details
← Valley Credit Union overview