Credit union · NCUA insured
Wauna Credit Union CD Rates
Wauna Credit Union’s best CD rate is 3.00% APY on a 6-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Wauna Credit Union’s CD rates compare
Compared with banks and credit unions near Portland, OR-WA, where Wauna Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Wauna Credit Union
3.40%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $311
11 Month Certificate Special: $500+ Checking (New Money)
Top rate
Ironworkers USA Credit Union
4.75%APY
- Term
- 24 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $973
2nd-highest rate
iQ Credit Union
4.50%APY
- Term
- 7 months
- Requires
- Another account
- Minimum
- $0
- Earns on $10,000
- $260
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Independence Certificate
4.00%APY
Available July 1-8, 2026 only. 250-day term. $250 minimum deposit. Checking account and eStatements enrollment required. Membership with Wauna Credit Union required.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $250 and up250-day term. Available July 1-8, 2026 only. Requires checking account and eStatements enrollment.$250 and up | 4.00% | $400 | 250-day term. Available July 1-8, 2026 only. Requires checking account and eStatements enrollment. |
Sources (1)
- waunafcu.org/home/apply-for-a-loan · captured Oct 3, 2026
11 Month Certificate Special: $500+ Checking (New Money)
3.40%APY · 1 term
Requires $500+ checking account and new money deposit.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 11 monthsMust be new money | 3.40% | $311 |
Sources (1)
- waunafcu.org/accounts/personal/personal-savings · captured Oct 22, 2026
Certificate Account
Up to 3.00%APY · 8 terms
Low initial deposit requirements; Dividends compound daily, paid monthly; Federally insured through NCUA up to $250,000.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 0.55% | — |
| 6 months | 3.00% | — |
| 12 months | 1.90% | — |
| 18 months | 2.50% | — |
| 24 months | 2.35% | — |
| 36 months | 2.25% | — |
| 48 months | 2.10% | — |
| 60 months | 2.10% | — |
Sources (1)
- waunafcu.org/accounts/personal/personal-savings · captured Oct 22, 2026
11 Month Certificate Special: $500+ Checking w/ eStatements
2.90%APY · 1 term
Requires $500+ checking account with eStatement enrollment.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 11 monthsMust be an owner on a Wauna Credit Union checking account with eStatement enrollment | 2.90% | $266 |
Sources (1)
- waunafcu.org/accounts/personal/personal-savings · captured Oct 22, 2026
Freedom Certificate
2.50%APY · 1 term
Available July 1 - July 31, 2026. Minimum balance required to open the account and earn the APY: $250. Compounded and credited monthly. Allows for one (1) withdrawal or one (1) deposit without penalty. Early withdrawal or additional withdrawals may incur a penalty. Membership with Wauna Credit Union required.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 25 monthsAvailable July 1 - July 31, 2026. Allows for one penalty-free withdrawal or one additional deposit | 2.50% | $528 |
Sources (1)
- waunafcu.org/home/apply-for-a-loan · captured Oct 22, 2026
Who can join Wauna Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who reside in, are employed in, attend school in, or worship in Clatsop, Columbia, and western Washington Counties in Oregon, or Pacific County in Washington are eligible to join.
Employers and groups
- Businesses, organizations, or legal entities within the service area counties are eligible for membership.
Family and household
- Immediate family members (spouse, child, sibling, parent, grandparent, grandchild, including step- and adoptive relationships) and household members (living in the same residence maintaining a single economic unit) of current members or eligible primary individuals can join.
Cost to join
- A $5.00 share deposit is required to maintain membership.
Membership information collected October 4, 2026.