Credit union · NCUA insured
ILWU Credit Union
A $601.9M credit union headquartered in Long Beach, CA, with 30,315 members and 7 branches in 3 states. Best rates: CDs 3.80% and savings 4.00% APY.
ILWU Credit Union Carrot Score
77
Carrot Score
Higher than 43% of U.S. banks and credit unions
#76 of 128 in Los Angeles, CA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About ILWU Credit Union
Founded in 1954 to serve longshoremen, ILWU Credit Union became a federally chartered credit union in 2019.
Headquartered in Long Beach, California, the credit union expanded across multiple states through mergers with ILWU FSC Federal Credit Union in 2016 and Portland Local 8 Federal Credit Union in 2025.
- Headquarters
- 3447 Atlantic Ave, Long Beach, CA 90807
- NCUA charter
- 24916
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Members of the ILWU Alaska Locals 200 and 2201 are eligible for membership.
- Members of the ILWU Alaska Longshore Division are eligible for membership.
- Members of the Inlandboatman’s Union (IBU) - Marine Division of the ILWU are eligible for membership.
- Anyone who is a member of the ILWU in California is eligible for membership.
- Members and employees of Portland Industrial Workers of the World are eligible for membership.
- Members of ILWU Local 142 are eligible for membership.
4 more ways to join
Employers and groups
- Class A and Class B members and employees of Locals 5, 8, 28, 40, and 92 of the ILWU in Portland, Oregon, who work for PMA are eligible for membership.
- Members and employees of S.M.A.R.T. (Sheet Metals, Air, Rail, Transportation) are eligible for membership.
Family and household
- Immediate family members (grandparents, parents, spouse, domestic partners, children, grandchildren, siblings, aunts, uncles, nieces and nephews) of qualifying ILWU members are eligible for membership.
- Immediate family members (grandparents, parents, spouse, domestic partners, children, grandchildren, siblings, aunts, uncles, nieces and nephews) of qualifying Portland union group members are eligible for membership.
Cost to join
- A $5 minimum opening deposit is required for an ILWU Credit Union Savings Account.
- A $1 membership fee is required to join.
Branches
7 branches in 3 states
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California
5 branches
Los Angeles area · 3
- Long BeachMain office3447 Atlantic Ave, Long Beach, CA 90807Directions
- San Pedro Branch860 N Western Ave, San Pedro, CA 90732Directions
- Wilmington Branch1134 N Avalon Blvd, Wilmington, CA 90744Directions
San Francisco area · 2
- Oakland Branch95 Linden St Ste 12, Oakland, CA 94607Directions
- Balma400 N Point St, San Francisco, CA 94133Directions
Hawaii
1 branch
- Hawaii680 Iwilei Rd, Honolulu, HI 96817Directions
Oregon
1 branch
- Portland2435 NW Front Ave Ste A, Portland, OR 97209Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.94% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.89% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.20% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $74 | $76 | — |
- CapitalNet worth ratio9.94%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.89%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.20%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$74Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of ILWU Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.