Compare Bank & Credit Union Rates
Best CD rates in Lebanon, OR
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Lebanon, OR
- 4.16%APY$416 over 1 year on $10,000intro rate
Requirements
Product: Variable dividend rate and APY effective 10/01/2026 through 12/31/2026. Rate is market-linked, determined by the 3-month Treasury Bill auction investment rate on or about the 26th day of the last month of each quarter, effective on the first business day of the next quarter. Minimum opening deposit is $750. Subsequent deposits can be added at a minimum of $2,500 or more per deposit at any time. Early withdrawal penalty applies.
Offer: Variable rate based on 3-Month Treasury Bill. Minimum opening deposit $750; subsequent deposits $2,500 or more.
Promotional rate · 4.08% interest rate · Effective Oct 1, 2026
Rate checked
More details - Oregon State Credit Union12-Month Special CertificateCD · 12 months · $250 min
Credit union · 1 branch
3.85%APY$385 over 1 year on $10,000intro rateRequirements
Product: Minimum deposit of $250 required. Member merits do not apply. For new money only, except deposits of up to $5,000 may be funded with existing Oregon State Credit Union funds when opened in a branch. Limited time offer. Early withdrawal penalties apply.
Offer: Dividend rate is 3.78%. For new money only, except up to $5,000 existing funds when opened in branch. Member merits do not apply.
Promotional rate · 3.78% interest rate · Effective Oct 22, 2026
Rate checked
More details - 3.80%APY$477 over 15 months on $10,000
Requirements
Product: Must maintain membership share requirement ($25.00 par value). Dividends compounded and credited monthly. Dividends calculated using the daily balance method.
Offer: Limited time offer.
3.74% interest rate · Effective Aug 1, 2026
Rate checked
More details - 3.75%APY$217 over 7 months on $10,000intro rate
Requirements
Product: Minimum deposit of $250 required. Member merits do not apply. For new money only (funds not on deposit during promotion period, unless deposited in prior 30 days; cannot be transferred from existing account). Limited time offer. Early withdrawal penalties apply.
Offer: Dividend rate is 3.68%. For new money only. Member merits do not apply. Accurate as of 9/1/2026.
Promotional rate · 3.68% interest rate · Effective Sep 15, 2026
Rate checked
More details - 3.75%APY$375 over 1 year on $10,000with conditions
Requirements
Product: Qualify for Relationship Rewards interest rates when paired with a Key Advantage Checking ® , Key Privilege Checking ® , Key Privilege Select Checking ® , Key Select Checking ® , Key Private Client ® Checking , Key Private Bank Checking ® , or Key Private Bank Personal Checking Account.
Offer: Promotional Rate accurate as of September 26, 2026, 12-month Tiered CD with Relationship Rewards up to $99,999.99. Minimum opening deposit $2,500. Compounded daily. Early withdrawal penalties may apply.
Qualified rate · Compounded daily · Balance cap $99,999.99 · Effective Sep 26, 2026
Rate checked
More details - 3.75%APY$568 over 18 months on $10,000intro rate
Requirements
Product: Minimum deposit of $250 required. Member merits do not apply. For new money only. Certificate owner may increase the interest rate one time during the term to match the current rate offered on the standard 24-month certificate, not to exceed an increase of 0.50%. Limited time offer. Early withdrawal penalties apply.
Offer: Dividend rate is 3.68%. One-time rate bump up to 0.50% during term to match standard 24-month certificate rate. New money only. Member merits do not apply. Accurate as of 9/1/2026.
Promotional rate · 3.68% interest rate · Effective Sep 15, 2026
Rate checked
More details - Oregon State Credit UnionStandard CertificateCD · 6–11 months · $500 min · 3.45%–3.65% by balance
Credit union · 1 branch
3.45%APYRequirements
Product: Annual percentage yields incorporate a 0.25% rate increase for Premier Member Merits category. Enhanced Member Merits qualify for a 0.15% APY increase, and Essential Member Merits qualify for standard rates. Minimum opening balance is $500 ($250 for Scottie and TLT certificates). Compound daily, paid monthly. Early withdrawal penalties apply.
Offer: Includes 0.25% APY increase for Premier Member Merits. Dividend rate is 3.39%.
3.39% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Standard Certificate Balance APY $500 – $24,999Your amount 3.45% $25,000 – $99,999Dividend rate is 3.49%. 3.55% $100,000 and upDividend rate is 3.59%. 3.65% Rate checked
More details - 3.40%APY$169 over 6 months on $10,000
Requirements
Product: No monthly service charge. CDs are subject to early withdrawal penalties which may reduce earnings.
Offer: For renewing CDs (or depositing maturing CD balance). Early withdrawal penalty may be imposed.
3.35% interest rate
Rate checked
More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - 3.25%APY$243 over 9 months on $10,000
Requirements
Product: Only available through the credit union website for members who do not have an existing account (may be offered to members with pre-existing account in branch or via phone). Not eligible for Member Merits. IRA certificates, TLT Members, and Scottie Members are not eligible. Minimum opening balance is $500.
Offer: Dividend rate is 3.20%. Same rate on any balance over $500.
3.20% interest rate · Effective Oct 15, 2026
Rate checked
More details - 3.25%APY$161 over 6 months on $10,000
3.20% interest rate · Effective Sep 21, 2026
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More details - 3.00%APY$1,593 over 60 months on $10,000
Requirements
Product: Interest compounded and credited monthly. Substantial penalty imposed for early withdrawal equal to forfeiture of interest equal to one half of the original term of the account's interest. Membership requirements apply.
Offer: Interest Compounded & Credited Monthly
2.96% interest rate · Effective Oct 1, 2026
Rate checked
More details - 2.53%APY$382 over 18 months on $10,000
Requirements
Product: Interest compounded monthly and credited monthly. Penalty applies for early withdrawal.
Offer: Interest compounded monthly and credited monthly. Penalty applies for early withdrawal.
2.50% interest rate · Compounded monthly · Effective Oct 14, 2026
Rate checked
More details - 2.45%APY$496 over 24 months on $10,000
Requirements
Product: For the 12 and 24 month Bump Up CD, you have a one-time option to increase or 'Bump-up' the APY during the original term to the current APY offered at the time of option exercise. Promotional rates are excluded from the Bump-Up option. Interest compounded and credited monthly.
Offer: Interest Compounded & Credited Monthly. One-time option to bump-up APY during original term.
2.42% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.40%APY$202 over 60 months on $10,000
0.40% interest rate · Balance cap $250,000 · Effective Oct 6, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Lebanon, OR
133 CDs at 8 banks and credit unions · checked Oct 6–22
- Typical
- 0.40%
- Top 10% from
- 3.19%
- Banks, typical
- 0.10%
- Credit unions, typical
- 2.84%
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Oregon
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Valley Credit UnionCredit union · 1 branch
- Sage Credit UnionCredit union · 5 branches
- Ironworkers USA Credit UnionCredit union · 1 branch