Credit union · NCUA insured
Pacific Cascade
A $138.9M credit union headquartered in Eugene, OR, with 8,871 members and 4 branches in Oregon. Best rates: CDs 2.75% and savings 0.25% APY.
Pacific Cascade Carrot Score
80
Carrot Score
Higher than 51% of U.S. banks and credit unions
#5 of 21 in Eugene, OR metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Pacific Cascade
Founded in 1961 as Eugene Municipal Federal Credit Union, Pacific Cascade Federal Credit Union is a member-owned credit union based in Eugene, Oregon.
The credit union previously merged with Springfield Employees, Sacred Heart, and Clear Fir federal credit unions before adopting its current name in 1996.
Pacific Cascade serves Lane, Douglas, Linn, Benton, Coos, and Lincoln counties in Oregon across four branch locations.
- Headquarters
- 1075 Oak St, Eugene, OR 97401
- NCUA charter
- 14545
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, or attend school in Benton, Coos, Douglas, Lane, Linn, and Lincoln Counties in Oregon.
Family and household
- Membership is open to individuals related to an eligible person.
Cost to join
- There is no membership application fee, but members must open and maintain a refundable $5 share in a savings account.
Branches
4 branches in Oregon
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Oregon
4 branches
Eugene area · 3
- DowntownMain office1075 Oak St, Eugene, OR 97401Directions
- Santa Clara95 Division Ave STE F, Eugene, OR 97404Directions
- Springfield1190 Mohawk Blvd, Springfield, OR 97477Directions
Roseburg area · 1
- Roseburg940 NW Garden Valley Blvd Ste 104, Roseburg, OR 97471Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.47% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.54% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | -0.14% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $54 | $76 | — |
- CapitalNet worth ratio10.47%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.54%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets-0.14%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$54Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Pacific Cascade are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.