Bank · FDIC insured
People's Bank of Commerce
A $776.7M bank headquartered in Medford, OR, with 11 branches in Oregon. Best rates: CDs 2.53% and savings 0.10% APY.
People's Bank of Commerce Carrot Score
61
Carrot Score
Higher than 4% of U.S. banks and credit unions
#8 of 12 in Medford, OR metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About People's Bank of Commerce
People's Bank of Commerce celebrated 25 years in Oregon banking in 2023.
- Headquarters
- 1528 Biddle Rd, Medford, OR 97504
- FDIC certificate
- 34685 ↗
Branches
11 branches in Oregon
Loading map…
Oregon
11 branches
Medford area · 5
- People's Bank of CommerceMain office1528 Biddle Rd, Medford, OR 97504Directions
- Ashland Branch1500 Siskiyou Blvd, Ashland, OR 97520Directions
- Central Point Branch1017 E Pine St, Central Point, OR 97502Directions
- Jacksonville Branch185 E California St, Jacksonville, OR 97530Directions
- Barnett Road Branch1311 E Barnett Rd, Medford, OR 97504Directions
Albany area · 2
- Albany Branch333 Lyon St Se, Albany, OR 97321Directions
- Lebanon Branch1495 S Main St, Lebanon, OR 97355Directions
Eugene area · 1
- Eugene Branch811 Willamette Street, Eugene, OR 97401Directions
Grants Pass area · 1
- Grants Pass- Downtown509 Se 7th St, Grants Pass, OR 97526Directions
Klamath Falls area · 1
- Klamath Falls Branch210 Timbermill Dr, Klamath Falls, OR 97601Directions
Salem area · 1
- Salem Branch315 Commercial St Se, Salem, OR 97301Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 15.33% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.90% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.34% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $97 | $81 | — |
- CapitalLeverage ratio15.33%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.90%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.34%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$97Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of People's Bank of Commerce are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.