Bank · FDIC insured
People's Bank of Commerce CD Rates
People's Bank of Commerce’s best CD rate is 2.53% APY on an 18-month CD. Terms run from 3 months to 10 years. Rates checked October 22, 2026.
How People's Bank of Commerce’s CD rates compare
Compared with banks and credit unions near Medford, OR, where People's Bank of Commerce has the most branches. $10,000, best rate first.
This bank’s best
People's Bank of Commerce
2.53%APY
- Term
- 18 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $382
Certificates of Deposit
Top rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
2nd-highest rate
WaFd Bank
4.10%APY
- Term
- 13 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $445
People's Bank of Commerce CD score
63
CD score
Higher than 10% of U.S. banks and credit unions
- 3–8 months3–8 mo2.02%
- 9–15 months9–15 mo2.27%
- 16–30 months16–30 mo2.53%
- 31–60 months31–60 mo0.40%
- QualifiedQualified2.53%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where People's Bank of Commerce ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 2.53%APY · 11 terms
Interest compounded monthly and credited monthly. Penalty applies for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsInterest compounded monthly and credited monthly. Penalty applies for early withdrawal | 0.05% | $1 |
| 6 monthsInterest compounded monthly and credited monthly. Penalty applies for early withdrawal | 2.02% | $100 |
| 9 monthsInterest compounded monthly and credited monthly. Penalty applies for early withdrawal | 2.02% | $151 |
| 12 monthsInterest compounded monthly and credited monthly. Penalty applies for early withdrawal | 2.27% | $227 |
| 18 monthsInterest compounded monthly and credited monthly. Penalty applies for early withdrawal | 2.53% | $382 |
| 24 monthsInterest compounded monthly and credited monthly. Penalty applies for early withdrawal | 2.53% | $512 |
| 36 monthsInterest compounded monthly and credited monthly. Penalty applies for early withdrawal | 0.25% | $75 |
| 48 monthsInterest compounded monthly and credited monthly. Penalty applies for early withdrawal | 0.35% | $141 |
| 60 monthsInterest compounded monthly and credited monthly. Penalty applies for early withdrawal | 0.40% | $202 |
| 84 monthsInterest compounded monthly and credited monthly. Penalty applies for early withdrawal | 0.60% | $428 |
| 120 monthsInterest compounded monthly and credited monthly. Penalty applies for early withdrawal | 0.60% | $616 |
Sources (1)
- peoplesbank.bank/rates · captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.