Compare Bank & Credit Union Rates
Best CD rates in Ohio
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 46–60 results in Ohio
- 4.30%APY$652 over 18 months on $10,000
Requirements
Product: Share Certificates terms range from 6 to 60 months. 12-month term or longer features a rate bump option. Subject to early withdrawal penalties.
Effective Oct 16, 2026
Rate checked
More details - 4.30%APY$652 over 18 months on $10,000
Requirements
Product: Membership eligibility required with a minimum deposit of $5 in a savings account. Penalty may be imposed for early withdrawal.
Effective Sep 22, 2026
Rate checked
More details - 4.30%APY$1,346 over 36 months on $10,000
Requirements
Product: Rates effective as of October 6, 2026. There is an interest penalty for early withdrawal from certificates of deposit.
Offer: Quarterly compounding
4.23% interest rate · Effective Oct 6, 2026
Rate checked
More details - 4.30%APY$2,343 over 60 months on $10,000
Requirements
Product: Fixed interest rate for the term of the certificate. No risk method of earning interest.
Effective Oct 5, 2026
Rate checked
More details - 4.26%APY$390 over 11 months on $10,000with conditions
Requirements
Product: Open LorMet Checking Account required. $1,000 minimum opening balance. A penalty may be charged for early withdrawal. Rates effective as of October 2, 2026.
Offer: 11 Month Certificate Special. Open LorMet Checking Account required. A penalty may be charged for early withdrawal.
Qualified rate · Effective Oct 2, 2026
Rate checked
More details - 4.25%APY$210 over 6 months on $10,000intro rate
Requirements
Product: Promotional rate excluded from Member Appreciation Program. Early withdrawal penalty may be imposed. Renews at current rate upon maturity. Membership share of $5.00 required.
Offer: Online only through Member Service Center (not available in branches). Limited to residents of Richland County, Ohio, targeted through Google Ads. Must initially apply for standard 6-month certificate; rate increased once residency is verified. Excluded from Member Appreciation Program and not available to Business or Catholic Organizations. Valid beginning June 10, 2025.
Promotional rate · Balance cap $250,000
Rate checked
More details - 4.25%APY$210 over 6 months on $10,000
Requirements
Product: Dividends compound monthly and are computed on daily balance. Fixed rate of maturity. Up to three-month dividend penalty for early withdrawal prior to maturity. Offers subject to Achieve CU membership eligibility.
Offer: Dividends compound monthly.
4.17% interest rate · Effective Oct 1, 2026
Rate checked
More details - 4.25%APY$317 over 9 months on $10,000
Requirements
Product: A $500 minimum deposit is required. Daily balance method is used to calculate the interest. APY was calculated based on monthly compounding and assumes that all interest earned will remain on deposit until maturity. Penalties may be imposed for early CD withdrawal.
Offer: Special Promotional APY is subject to change without notice. This offer is valid for consumers only and applies to new certificates of deposit opened with qualifying funds for Woodforest checking account holders. Qualifying funds are new funds deposited into a certificate of deposit that are not from money currently or previously held in any account at Woodforest National Bank. This is a limited time offer and may be withdrawn at any time without notice.
Effective Oct 2, 2026
Rate checked
More details - The Ohio Valley Bank CompanyLimited Time CD SpecialsCD · 12–18 months · $5,000 min
Bank · 10 branches
4.25%APYintro rateRequirements
Product: All certificates are automatically renewable. $5,000.00 initial deposit required except those age 18 and under may open with $500. The annual percentage yields assumes interest will remain on deposit until maturity. A penalty may be imposed for early withdrawal. Public funds over $250,000.00 excluded from this offer.
Offer: 12 thru 18 Month Certificate of Deposit. $5,000.00 initial deposit required except those age 18 and under may open with $500. Public funds over $250,000.00 excluded.
Promotional rate · 4.16% interest rate · Effective Oct 5, 2026
Rate checked
More details - Fasson Employees' Federal Credit UnionCertificate AccountsCD · 12 months · $1,000 min
Credit union · 1 branch
4.25%APY$425 over 1 year on $10,000Requirements
Product: Available to all U.S. employees of Avery Dennison Corporation and their family members.
Offer: Dividends are paid at maturity. Additional deposits are not allowed.
4.25% interest rate · Effective Sep 23, 2026
Rate checked
More details - PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance
Bank · 212 branches
4.25%APY$461 over 13 months on $10,000intro rateRequirements
Product: A minimum opening deposit of $1,000 is required for all CD accounts. Penalty for early withdrawal. Fees may reduce earnings. At the end of Promotional CD term, account automatically converts to the Standard consumer CD term that is closest to but not greater than Promotional CD term, at the applicable Standard rate. No withdrawals without penalty within first seven days. No partial withdrawals permitted. The $1.00 - $999.99 tier is for Renewal Only.
Offer: Renewal Only. Promotional rate.
Promotional rate · 0.01% interest rate · Effective Oct 21, 2026
Rate by balance
Rate by balance for Fixed Rate Certificate of Deposit (CD) Balance APY Up to $1,000 0.01% $1,000 and upYour amount 4.25% Rate checked
More details - Best Reward Federal Credit UnionShare CertificateCD · 13 months · $1,000 min
Credit union · 3 branches
4.25%APY$461 over 13 months on $10,000intro rateRequirements
Product: Minimum opening deposit and balance to earn stated APY is $1,000 ($500 for youth through age 19). Dividends calculated on average daily balance and paid monthly. Statement fee of $2.00 per mailed statement (e-Statements are free). Early withdrawal penalties may reduce earnings.
Offer: Special Share Certificate. Minimum opening deposit and balance is $500 for youth through age 19.
Promotional rate · 4.17% interest rate · Effective Oct 1, 2026
Rate checked
More details - 4.25%APY$461 over 13 months on $10,000
Requirements
Product: A penalty may be imposed for early withdrawal. Fees could reduce earnings on accounts.
Offer: A penalty may be imposed for early withdrawal. Fees could reduce earnings on accounts.
4.17% interest rate · Effective Aug 7, 2026
Rate checked
More details - 4.25%APY$534 over 15 months on $10,000intro rate
Requirements
Product: For a limited time. Dividends compounded and paid quarterly. Penalty may be imposed for early withdrawal.
Offer: Compounded quarterly. Minimum to earn APY is $500.00.
Promotional rate · 4.19% interest rate · Compounded quarterly · Effective Oct 1, 2026
Rate checked
More details - 4.25%APY$534 over 15 months on $10,000intro rate
Requirements
Product: Offer valid September 14-November 14, 2026. Existing River Valley Credit Union funds are not eligible for this promotion. Dividends compound and are credited monthly. Early withdrawal penalties apply and may reduce earnings. Membership eligibility required.
Offer: Offer valid September 14-November 14, 2026. Existing funds not eligible. Dividends compound and are credited monthly. Early withdrawal penalties apply.
Promotional rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Ohio
2,471 CDs at 267 banks and credit unions · checked Oct 16–22
- Typical
- 3.25%
- Top 10% from
- 4.07%
- Banks, typical
- 2.00%
- Credit unions, typical
- 3.50%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Ohio
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 7 17 Credit UnionCredit union · 16 branches
- Homeland Credit UnionCredit union · 5 branches
- Chivaho Federal Credit UnionCredit union · 1 branch