Bank · FDIC insured
The Ohio Valley Bank Company CD Rates
The Ohio Valley Bank Company’s best CD rate is 4.25% APY on a 1-year CD. Terms run from 1 month to 5 years. Rates checked October 16, 2026.
How The Ohio Valley Bank Company’s CD rates compare
Compared with banks and credit unions near Gallipolis, OH, where The Ohio Valley Bank Company has the most branches. $10,000, best rate first.
This bank’s best
The Ohio Valley Bank Company
4.25%APY
- Term
- 12–18 months
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000
- —
Limited Time CD Specials
2nd-highest rate
WesBanco
4.10%APY
- Term
- 14 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $480
3rd-highest rate
Peoples Bank
3.75%APY
- Term
- 17 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $535
The Ohio Valley Bank Company CD score
74
CD score
Higher than 35% of U.S. banks and credit unions
- 3–8 months3–8 mo0.75%
- 9–15 months9–15 mo4.25%
- 16–30 months16–30 mo1.20%
- 31–60 months31–60 mo1.50%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where The Ohio Valley Bank Company ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 1.50%APY · 8 terms
All certificates are automatically renewable. $2,500.00 minimum balance. The annual percentage yields assumes interest will remain on deposit until maturity. A penalty may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 1–2 months30-89 day CD. Minimum balance $2,500.00 | 0.50% | $4 |
| 3 months3 Month CD. Minimum balance $2,500.00 | 0.50% | $12 |
| 6 months6 Month CD. Minimum balance $2,500.00 | 0.75% | $37 |
| 12 months1 Year CD. Minimum balance $2,500.00 | 1.01% | $101 |
| 24 months2 Year CD. Minimum balance $2,500.00 | 1.20% | $241 |
| 36 months3 Year CD. Minimum balance $2,500.00 | 1.30% | $395 |
| 48 months4 Year CD. Minimum balance $2,500.00 | 1.40% | $572 |
| 60 months5 Year CD. Minimum balance $2,500.00 | 1.50% | $773 |
Sources (1)
- ovbc.com/cd-and-ira-rates · captured Oct 6, 2026
Special-purpose accounts
Individual Retirement Accounts
Up to 4.25%APY · 7 terms
All I.R.A.s are automatically renewable. $500.00 minimum balance. The annual percentage yields assumes interest will remain on deposit until maturity. A penalty may be imposed for early withdrawal. Note that fees may reduce earnings on the account.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months6 MONTH IRA / ROTH. Minimum balance $500.00 | 0.75% | $37 |
| 12 months1 YEAR IRA / ROTH. Minimum balance $500.00 | 1.01% | $101 |
| 18 months18 MONTH IRA / ROTH TDOA. Minimum balance $500.00 | 4.25% | $644 |
| 24 months2 YEAR IRA / ROTH. Minimum balance $500.00 | 1.20% | $241 |
| 36 months3 YEAR IRA / ROTH. Minimum balance $500.00 | 1.30% | $395 |
| 48 months4 YEAR IRA / ROTH. Minimum balance $500.00 | 1.40% | $572 |
| 60 months5 YEAR IRA / ROTH. Minimum balance $500.00 | 1.50% | $773 |
Sources (1)
- ovbc.com/cd-and-ira-rates · captured Oct 6, 2026
Limited Time CD Specials
4.25%APY · 1 term
All certificates are automatically renewable. $5,000.00 initial deposit required except those age 18 and under may open with $500. The annual percentage yields assumes interest will remain on deposit until maturity. A penalty may be imposed for early withdrawal. Public funds over $250,000.00 excluded from this offer.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12–18 months12 thru 18 Month Certificate of Deposit. $5,000.00 initial deposit required except those age 18 and under may open with $500. Public funds over $250,000.00 excluded | 4.25% | $425 |
Sources (1)
- ovbc.com/cd-and-ira-specials · captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.