Compare Bank & Credit Union Rates
Best CD rates in Ohio
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 301–315 results in Ohio
- Faith Community United Credit UnionCertificates of DepositsCD · 60 months · $500 min
Credit union · 1 branch
3.03%APY$1,612 over 60 months on $10,000Requirements
Product: Penalties for early withdrawal may apply.
Offer: Penalties for early withdrawal may apply.
3.00% interest rate · Effective Mar 31, 2023
Rate checked
More details - 3.03%APY$1,240 over 47 months on $10,000intro rate
Requirements
Product: Promotional rates available for new money only. New money is defined as money not currently on deposit with the bank. $500.00 minimum deposit to open. Early withdrawal penalties may apply.
Offer: Promotional rates available for new money only (money not currently on deposit with the bank).
Promotional rate · 3.00% interest rate · Effective Oct 16, 2026
Rate checked
More details - 3.00%APY$74 over 3 months on $10,000
Requirements
Product: Minimum deposit of $500. Dividends are paid monthly on the daily certificate balance. Penalties for early withdrawal.
3.00% interest rate
Rate checked
More details - 3.00%APY$609 over 24 months on $10,000
2.96% interest rate
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More details - 3.00%APY$927 over 36 months on $10,000
3.00% interest rate · Effective Oct 5, 2026
Rate checked
More details - Cincinnati HealthCare Associates Federal Credit UnionShare CertificateCD · 60 months · $500 min
Credit union · 1 branch
3.00%APY$1,593 over 60 months on $10,000Requirements
Product: Minimum deposit requirement $500.00 for term of 1 to 5 years.
2.96% interest rate · Effective 2024-04
Rate checked
More details - First Ohio Community Federal Credit UnionCertificates of Deposit (CD’s)CD · 60 months · $500 min
Credit union · 1 branch
3.00%APY$1,593 over 60 months on $10,000Requirements
Product: Early withdrawal penalties apply. Must maintain the minimum balance in the account each day in order to accrue dividends for that day.
Offer: Early withdrawal penalties apply. Daily minimum balance required to accrue dividends.
Effective Oct 6, 2026
Rate checked
More details - BFG Federal Credit UnionShare Certificate AccountsCD · 60 months · $500 min · 1.40%–3.00% by balance
Credit union · 2 branches
3.00%APY$1,593 over 60 months on $10,000Requirements
Product: Penalty for early withdrawal. Rates are subject to change weekly.
Offer: Dividends compound quarterly.
1.39% interest rate
Rate by balance
Rate by balance for Share Certificate Accounts Balance APY $500 and up 1.40% $10,000 and upYour amount 3.00% Rate checked
More details - 3.00%APY$1,593 over 60 months on $10,000
Requirements
Product: Combination of FDIC-insured CDs working together as one investment with terms ranging from 6 to 120 months. Access to maturing CD every 6 or 12 months. Minimum opening deposit $3,000 for ladder ($1,000 per certificate).
Effective Sep 17, 2026
Rate checked
More details - 3.00%APY$1,593 over 60 months on $10,000intro rate
Requirements
Product: Penalty imposed for early withdrawal. Minimum opening balance $2,500 (or $50 online promotional offer on 13-month CD). Terms 7, 13, 25, and 49 months require a minimum new money increase of $25,000 based on average daily balances during past 30 days for promotional rates; maximum $1,000,000 per customer for promotional rate and term. Available to residents in Dollar Bank's PA and MD market areas.
Promotional rate · Effective Sep 17, 2026
Rate checked
More details - 2.99%APYintro rate
Requirements
Product: Only available for terms of 36-71 months. One-time rate increase (step-up) opportunity up to a 1% bump over original rate at member's written request. Promotional/special rates do not apply. Renews as standard term-share certificate upon maturity.
Offer: One-time step-up rate bump available up to 1% over original rate during term.
Promotional rate · 2.95% interest rate · Effective Sep 22, 2026
Rate checked
More details - Glass City Federal Credit UnionDividend Payment CDCD · 12 months · $500 min
Credit union · 5 branches
2.97%APY$297 over 1 year on $10,000Requirements
Product: Dividends are earned from date of deposit and paid by check to member or transferred to a Share Account or Checking Account at the credit union. Does not compound. Automatic renewal with 7-day grace period. Early withdrawal penalty is forfeiture of dividends earned since date of issuance or 90 days of dividends, whichever is smaller. IRA Certificates are not available in a Dividend Payment CD.
Offer: Dividends paid by check or transferred to a Share or Checking Account; does not compound. Early withdrawal penalty is forfeiture of dividends earned since date of issuance or 90 days of dividends, whichever is smaller.
2.97% interest rate · Effective Oct 1, 2026
Rate checked
More details - Summit Federal Credit UnionTerm Share CertificatesCD · 9 months · $2,500 min
Credit union · 2 branches
2.85%APY$213 over 9 months on $10,000Requirements
Product: All Term Share Certificates earn daily dividends, paid and compounded monthly. Penalty will be imposed for early withdrawal. For time deposits with maturities of less than one year, the APY assumes that funds will remain on deposit for a full year. Additional Deposits: Not Allowed; Withdrawals: Allowed – Dividends Only; Renewable: Not Automatic.
Offer: Dividends compounded monthly.
2.81% interest rate · Compounded monthly · Effective Sep 29, 2026
Rate checked
More details - First National Bank of McConnelsville91 Day Certificate of DepositCD · 3 months · $2,500 min
Bank · 6 branches
2.84%APY$70 over 3 months on $10,000Requirements
Product: Early Withdrawal Penalty: 1 month (30 days) loss of interest. Automatically Renewable.
2.80% interest rate · Effective Jul 13, 2026
Rate checked
More details - 2.79%APY$46 over 2 months on $10,000
Requirements
Product: Choose from 3 to 72-month terms (or 2 to 72 months per schedule). A penalty will be imposed for early withdrawal.
Offer: Early withdrawal penalty applies. Minimum daily balance of $500.00 to obtain APY.
2.75% interest rate · Effective Sep 23, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Ohio
2,471 CDs at 267 banks and credit unions · checked Oct 16–23
- Typical
- 3.25%
- Top 10% from
- 4.07%
- Banks, typical
- 2.00%
- Credit unions, typical
- 3.50%
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Find your bank or credit union to see all its rates and how they compare near you.
Ohio
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 7 17 Credit UnionCredit union · 16 branches
- Homeland Credit UnionCredit union · 5 branches
- Chivaho Federal Credit UnionCredit union · 1 branch