Bank · FDIC insured
First National Bank of McConnelsville
A $200.2M bank headquartered in McConnelsville, OH, with 6 branches in Ohio. Best rates: CDs 3.04% and savings 0.60% APY.
First National Bank of McConnelsville Carrot Score
68
Carrot Score
Higher than 22% of U.S. banks and credit unions
#3 of 5 in Athens, OH metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First National Bank of McConnelsville
Organized in 1863, The First National Bank of McConnelsville is owned by the one-bank holding company FNB Shares, Inc.
The bank serves Southeastern Ohio with facilities in McConnelsville, Athens, Glouster, Junction City, Nelsonville, and Stockport.
- Headquarters
- 86 N Kennebec Ave, McConnelsville, OH 43756
- FDIC certificate
- 6637 ↗
Branches
6 branches in Ohio
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Ohio
6 branches
Athens area · 3
- Athens Branch1012 E State St, Athens, OH 45701Directions
- Glouster Branch22 Toledo St, Glouster, OH 45732Directions
- 11 Public Square Branch11 Public Sq, Nelsonville, OH 45764Directions
McConnelsville area · 1
- The First National Bank of McConnelsvilleMain office86 N Kennebec Ave, McConnelsville, OH 43756Directions
Columbus area · 1
- The Junction City Branch107 W Main St, Junction City, OH 43748Directions
Stockport area · 1
- Stockport Branch1820 Broadway St, Stockport, OH 43787Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 8.61% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.86% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.21% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $64 | $81 | — |
- CapitalLeverage ratio8.61%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.86%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.21%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$64Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First National Bank of McConnelsville are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.