Bank · FDIC insured
Farmers State Bank CD Rates
Farmers State Bank’s best CD rate is 2.79% APY on a 2-month CD. Terms run from 2 months to 6 years. Rates checked October 16, 2026.
How Farmers State Bank’s CD rates compare
Compared with banks and credit unions near Wooster, OH, where Farmers State Bank has the most branches. $10,000, best rate first.
This bank’s best
Farmers State Bank
2.79%APY
- Term
- 2 months
- Minimum
- $500
- Earns on $10,000
- $46
Certificate of Deposit
Top rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
2nd-highest rate
PNC
4.25%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $461
Farmers State Bank CD score
61
CD score
Higher than 5% of U.S. banks and credit unions
- 3–8 months3–8 mo2.28%
- 9–15 months9–15 mo0.15%
- 16–30 months16–30 mo0.18%
- 31–60 months31–60 mo0.40%
- QualifiedQualified2.28%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Farmers State Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 2.79%APY · 13 terms
Choose from 3 to 72-month terms (or 2 to 72 months per schedule). A penalty will be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 2 monthsEarly withdrawal penalty applies. Minimum daily balance of $500.00 to obtain APY | 2.79% | $46 |
| 3 monthsEarly withdrawal penalty applies. Minimum daily balance of $500.00 to obtain APY | 0.03% | $1 |
| 6 monthsEarly withdrawal penalty applies. Minimum daily balance of $500.00 to obtain APY | 0.05% | $2 |
| 7 monthsEarly withdrawal penalty applies. Minimum daily balance of $500.00 to obtain APY | 2.28% | $132 |
| 12 monthsEarly withdrawal penalty applies. Minimum daily balance of $500.00 to obtain APY | 0.15% | $15 |
| 15 monthsEarly withdrawal penalty applies. Minimum daily balance of $500.00 to obtain APY | 0.15% | $19 |
| 18 monthsEarly withdrawal penalty applies. Minimum daily balance of $500.00 to obtain APY | 0.15% | $23 |
| 24 monthsEarly withdrawal penalty applies. Minimum daily balance of $500.00 to obtain APY | 0.18% | $36 |
| 30 monthsEarly withdrawal penalty applies. Minimum daily balance of $500.00 to obtain APY | 0.18% | $45 |
| 36 monthsEarly withdrawal penalty applies. Minimum daily balance of $500.00 to obtain APY | 0.20% | $60 |
| 48 monthsEarly withdrawal penalty applies. Minimum daily balance of $500.00 to obtain APY | 0.30% | $121 |
| 60 monthsEarly withdrawal penalty applies. Minimum daily balance of $500.00 to obtain APY | 0.40% | $202 |
| 72 monthsEarly withdrawal penalty applies. Minimum daily balance of $500.00 to obtain APY | 0.50% | $304 |
Sources (2)
- farmersstate-oh.com/certificates-of-deposit-cd
- farmersstate-oh.com/wp-content…s/2026/09/09-23-2026.pdf
All captured Sep 25, 2026
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