Bank · FDIC insured
Dollar Bank CD Rates
Dollar Bank’s best CD rate is 4.05% APY on a 25-month CD. Terms run from 3 months to 10 years. Rates checked September 17, 2026.
How Dollar Bank’s CD rates compare
Compared with banks and credit unions near Pittsburgh, PA, where Dollar Bank has the most branches. $10,000, best rate first.
This bank’s best
Dollar Bank
3.05%APY
- Term
- 12 months
- Requires
- Conditions apply
- Minimum
- $2,500
- Earns on $10,000
- $305
Rising Rate CD
Top rate
Tri Boro Federal Credit Union
4.50%APY
- Term
- 17 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $643
2nd-highest rate
First Federal of Greene or FFGC
4.35%APY
- Term
- 12 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $435
Dollar Bank CD score
66
CD score
Higher than 16% of U.S. banks and credit unions
- 3–8 months3–8 mo1.00%
- 9–15 months9–15 mo2.25%
- 16–30 months16–30 mo2.50%
- 31–60 months31–60 mo3.00%
- QualifiedQualified3.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Dollar Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Traditional Term CD
Up to 3.00%APY · 16 terms
Penalty imposed for early withdrawal. Minimum opening balance $2,500 (or $50 online promotional offer on 13-month CD). Terms 7, 13, 25, and 49 months require a minimum new money increase of $25,000 based on average daily balances during past 30 days for promotional rates; maximum $1,000,000 per customer for promotional rate and term. Available to residents in Dollar Bank's PA and MD market areas.
| Term | APY · $2,500 and up | APY · $2,500 – $25,000 | APY · $25,000 – $1,000,000 | APY · Over $1,000,000 | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|
| 3 months | 0.10% | — | — | — | 0.10% | $2 |
| 6 months | 1.00% | — | — | — | 1.00% | $50 |
| 7 months | — | 0.15% | — | 0.15% | 0.15%0.15% from $1,000k | $9 |
| 7 monthsRequires minimum new money increase of $25,000 based on CD owner(s) average daily deposit balances during past 30 days. Maximum $1,000,000 per customer | — | — | 3.70% | — | —3.70% $25k–$1,000k | — |
| 9 months | 1.00% | — | — | — | 1.00% | $75 |
| 12 months | 2.25% | — | — | — | 2.25% | $225 |
| 13 months | — | 0.50% | — | 0.50% | 0.50%0.50% from $1,000k | $54 |
| 13 monthsRequires minimum new money increase of $25,000 based on CD owner(s) average daily deposit balances during past 30 days. Maximum $1,000,000 per customer. $50 minimum to open online | — | — | 4.00% | — | —4.00% $25k–$1,000k | — |
| 18 months | 2.50% | — | — | — | 2.50% | $377 |
| 24 months | 2.50% | — | — | — | 2.50% | $506 |
| 25 months | — | 0.50% | — | 0.50% | 0.50%0.50% from $1,000k | $104 |
| 25 monthsRequires minimum new money increase of $25,000 based on CD owner(s) average daily deposit balances during past 30 days. Maximum $1,000,000 per customer | — | — | 4.05% | — | —4.05% $25k–$1,000k | — |
| 30 months | 2.50% | — | — | — | 2.50% | $637 |
| 36 months | 2.50% | — | — | — | 2.50% | $769 |
| 48 months | 2.50% | — | — | — | 2.50% | $1,038 |
| 49 months | 0.25% | — | — | — | 0.25% | $102 |
| 60 months | 3.00% | — | — | — | 3.00% | $1,593 |
| 72 months | 3.00% | — | — | — | 3.00% | $1,941 |
| 120 months | 3.00% | — | — | — | 3.00% | $3,439 |
Rising Rate CD
Up to 3.05%APY · 1 term
Access money or withdraw principal and interest without penalty on interest crediting dates (every 90 days) and the 7 days thereafter. Minimum opening balance $2,500.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsInterest rate of 1.00% for 1st 90 Days period. Full product term is 12 months | 1.01% | $101 |
| 12 monthsInterest rate of 1.75% for 2nd 90 days period. Full product term is 12 months | 1.77% | $177 |
| 12 monthsInterest rate of 2.20% for 3rd 90 days period. Full product term is 12 months | 2.22% | $222 |
| 12 monthsInterest rate of 3.00% for 4th 90 days period. Full product term is 12 months | 3.05% | $305 |
| 12 monthsOverall APY for 12-month term | 2.00% | $200 |
Sources (3)
- dollar.bank/personal/banking/c…information-schedule-cds
- dollar.bank/personal/banking/cds/cd-rates
- dollar.bank/personal/banking/cds/compare-cds
All captured Sep 17, 2026
CD Ladder
Up to 3.00%APY · 9 terms
Combination of FDIC-insured CDs working together as one investment with terms ranging from 6 to 120 months. Access to maturing CD every 6 or 12 months. Minimum opening deposit $3,000 for ladder ($1,000 per certificate).
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 1.00% | $50 |
| 12 months | 2.25% | $225 |
| 18 months | 2.50% | $377 |
| 24 months | 2.50% | $506 |
| 30 months | 2.50% | $637 |
| 36 months | 2.50% | $769 |
| 48 months | 2.50% | $1,038 |
| 60 months | 3.00% | $1,593 |
| 120 months | 3.00% | $3,439 |
Bump-up CD
0.05%APY · 1 term
If rates rise, option to bump up to a higher rate once during the term. Penalty for early withdrawal. Minimum opening deposit $2,500.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 15 months | 0.05% | $6 |
Three Month No Penalty CD
0.03%APY · 1 term
No withdrawals permitted for first 7 days after opening. After 7 days, principal withdrawal permitted without penalty. Minimum opening balance $2,500.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 0.03% | $1 |
Special-purpose accounts
IRA Traditional Term CD
Up to 3.00%APY · 15 terms
Available for Traditional, Roth, and Education IRA types. Terms 7, 13, 25, and 49 months require a minimum new money increase of $25,000 based on the CD owner(s) average daily deposit balances during past 30 days. Maximum $1,000,000 for promotional rates and terms. Minimum to open $500. A penalty may be imposed for early withdrawals.
| Term | APY · $500 and up | APY · $500 – $25,000 | APY · $25,000 – $1,000,000 | APY · Over $1,000,000 | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|
| 3 months | 0.10% | — | — | — | 0.10% | $2 |
| 7 months | — | 0.15% | — | 0.15% | 0.15%0.15% from $1,000k | $9 |
| 7 monthsRequires minimum new money increase of $25,000 based on CD owner(s) average daily deposit balances during past 30 days. Maximum $1,000,000 per customer | — | — | 3.70% | — | —3.70% $25k–$1,000k | — |
| 9 months | 1.00% | — | — | — | 1.00% | $75 |
| 12 months | 2.25% | — | — | — | 2.25% | $225 |
| 13 months | — | 0.50% | — | 0.50% | 0.50%0.50% from $1,000k | $54 |
| 13 monthsRequires minimum new money increase of $25,000 based on CD owner(s) average daily deposit balances during past 30 days. Maximum $1,000,000 per customer | — | — | 4.00% | — | —4.00% $25k–$1,000k | — |
| 18 months | 2.50% | — | — | — | 2.50% | $377 |
| 24 months | 2.50% | — | — | — | 2.50% | $506 |
| 25 months | — | 0.50% | — | 0.50% | 0.50%0.50% from $1,000k | $104 |
| 25 monthsRequires minimum new money increase of $25,000 based on CD owner(s) average daily deposit balances during past 30 days. Maximum $1,000,000 per customer | — | — | 4.05% | — | —4.05% $25k–$1,000k | — |
| 30 months | 2.50% | — | — | — | 2.50% | $637 |
| 36 months | 2.50% | — | — | — | 2.50% | $769 |
| 48 months | 2.50% | — | — | — | 2.50% | $1,038 |
| 49 months | 0.25% | — | — | — | 0.25% | $102 |
| 60 months | 3.00% | — | — | — | 3.00% | $1,593 |
| 72 months | 3.00% | — | — | — | 3.00% | $1,941 |
| 120 months | 3.00% | — | — | — | 3.00% | $3,439 |
Sources (2)
- dollar.bank/personal/banking/c…unt-information-schedule
- dollar.bank/personal/banking/cds/iras/ira-rates
All captured Sep 17, 2026
IRA CD Ladder
Up to 3.00%APY · 9 terms
Available for Traditional, Roth, and Education IRA types. Minimum to open $1,000 per certificate ($1,500 total). Bank penalty applies for early withdrawal of principal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 1.00% | $50 |
| 12 months | 2.25% | $225 |
| 18 months | 2.50% | $377 |
| 24 months | 2.50% | $506 |
| 30 months | 2.50% | $637 |
| 36 months | 2.50% | $769 |
| 48 months | 2.50% | $1,038 |
| 60 months | 3.00% | $1,593 |
| 120 months | 3.00% | $3,439 |
Sources (2)
- dollar.bank/personal/banking/c…unt-information-schedule
- dollar.bank/personal/banking/cds/iras/ira-rates
All captured Sep 17, 2026
IRA Bump-up CD
0.05%APY · 1 term
Available for Traditional, Roth, and Education IRA types. If rates rise, option to bump up to a higher rate once during the term. No withdrawals permitted for first 8 days. Minimum to open $500.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 15 months | 0.05% | $6 |
Closed to new customers
Relationship CD
Up to 3.10%APY · 4 terms
Requires an Everything Checking account / qualified relationship account designated at account opening. If account closes and no other qualifying account is designated within 14 days, APY is reduced to base rate. Aggregate deposit limit of $100,000 per customer for income option. Minimum to open $2,500.
| Term | APY · $2,500 – $250,000 | APY · Over $250,000 | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 monthsRequires Everything Checking / qualified relationship account | 1.10% | 1.00% | 1.10%1.00% from $250k | $55 |
| 12 monthsRequires Everything Checking / qualified relationship account | 2.35% | 2.25% | 2.35%2.25% from $250k | $235 |
| 18 monthsRequires Everything Checking / qualified relationship account | 2.60% | 2.50% | 2.60%2.50% from $250k | $393 |
| 60 monthsRequires Everything Checking / qualified relationship account | 3.10% | 3.00% | 3.10%3.00% from $250k | $1,649 |
IRA Relationship CD
2.35%APY · 1 term
Offered exclusively for Everything Checking customers. Available for Traditional, Roth, and Education IRA types. Requires a qualified account designated during account opening. If qualifying account closes and no other is designated within 14 days, APY is reduced to base rate. Aggregate deposit limit $100,000 per customer. Minimum to open $500.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsRequires Everything Checking / qualified relationship account | 2.35% | $235 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.