Credit union · NCUA insured
Summit Federal Credit Union CD Rates
Summit Federal Credit Union’s best CD rate is 2.85% APY on a 9-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Summit Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Akron, OH, where Summit Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Summit Federal Credit Union
2.85%APY
- Term
- 9 months
- Minimum
- $2,500
- Earns on $10,000
- $213
Term Share Certificates
Top rate
7 17 Credit Union
4.75%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,612
2nd-highest rate
National Police FCU
4.71%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,481
Summit Federal Credit Union CD score
64
CD score
Higher than 13% of U.S. banks and credit unions
- 3–8 months3–8 mo2.45%
- 9–15 months9–15 mo2.85%
- 16–30 months16–30 mo2.65%
- 31–60 months31–60 mo2.25%
- QualifiedQualified2.85%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Summit Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Term Share Certificates
Up to 2.85%APY · 11 terms
All Term Share Certificates earn daily dividends, paid and compounded monthly. Penalty will be imposed for early withdrawal. For time deposits with maturities of less than one year, the APY assumes that funds will remain on deposit for a full year. Additional Deposits: Not Allowed; Withdrawals: Allowed – Dividends Only; Renewable: Not Automatic.
| Term | APY · $500 and up | APY · $2,500 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 monthsDividends compounded monthly | — | 2.45% | 2.45% | $61 |
| 6 monthsDividends compounded monthly | — | 2.45% | 2.45% | $122 |
| 9 monthsDividends compounded monthly | — | 2.85% | 2.85% | $213 |
| 12 monthsDividends compounded monthly | 2.85% | — | 2.85% | $285 |
| 18 monthsDividends compounded monthly | 2.65% | — | 2.65% | $400 |
| 24 monthsDividends compounded monthly | 2.65% | — | 2.65% | $537 |
| 36 monthsDividends compounded monthly | 1.75% | — | 1.75% | $534 |
| 42 monthsDividends compounded monthly | 1.75% | — | 1.75% | $626 |
| 48 monthsDividends compounded monthly | 2.00% | — | 2.00% | $824 |
| 54 monthsDividends compounded monthly | 2.00% | — | 2.00% | $932 |
| 60 monthsDividends compounded monthly | 2.25% | — | 2.25% | $1,177 |
Sources (2)
- summitfcu.com/sfcu-investments…-share-certificates.aspx
- summitfcu.com/Data/Sites/28/fee-rate-schedule.pdf
All captured Oct 6, 2026
Who can join Summit Federal Credit Union
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