Credit union · NCUA insured
Toledo Fire Fighters Federal Credit Union CD Rates
Toledo Fire Fighters Federal Credit Union’s best CD rate is 3.00% APY on a 3-year share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 16, 2026.
How Toledo Fire Fighters Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Toledo, OH, where Toledo Fire Fighters Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Toledo Fire Fighters Federal Credit Union
3.00%APY
- Term
- 36 months
- Minimum
- —
- Earns on $10,000
- $927
Certificate, Regular
Top rate
Fremont Federal Credit Union
5.10%APY
- Term
- 84 months
- Minimum
- $1,000
- Earns on $10,000
- $4,165
2nd-highest rate
Educational Community Alliance CU
4.58%APY
- Term
- 48 months
- Minimum
- —
- Earns on $10,000
- $1,962
Toledo Fire Fighters Federal Credit Union CD score
67
CD score
Higher than 18% of U.S. banks and credit unions
- 3–8 months3–8 mo2.25%
- 9–15 months9–15 mo2.50%
- 16–30 months16–30 mo2.75%
- 31–60 months31–60 mo3.00%
- QualifiedQualified3.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Toledo Fire Fighters Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate, Regular
Up to 3.00%APY · 4 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 2.25% | $112 |
| 12 months | 2.50% | $250 |
| 24 months | 2.75% | $558 |
| 36 months | 3.00% | $927 |
Sources (1)
- tfffcu.org/rates/dividend-rates.html · captured Oct 6, 2026
Special-purpose accounts
Certificate, IRA
Up to 3.00%APY · 4 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 2.25% | $112 |
| 12 months | 2.50% | $250 |
| 24 months | 2.75% | $558 |
| 36 months | 3.00% | $927 |
Sources (1)
- tfffcu.org/rates/dividend-rates.html · captured Oct 6, 2026
Who can join Toledo Fire Fighters Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Toledo area Fire Fighters and EMTs are eligible to become members.
Family and household
- Families of Toledo area Fire Fighters and EMTs are eligible to become members.
Membership information collected October 5, 2026.