Compare Bank & Credit Union Rates
Best CD rates in New Hampshire
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 31–45 results in New Hampshire
- 4.05%APY$336 over 10 months on $10,000intro rate
Requirements
Product: Not available for an Individual Retirement Account (IRA). Substantial penalty for early withdrawal. Fees may reduce earnings.
Offer: Not available for an Individual Retirement Account (IRA). Substantial penalty for early withdrawal. Fees may reduce earnings.
Promotional rate · 4.04% interest rate · Effective Oct 15, 2026
Rate checked
More details - 4.00%APY$132 over 4 months on $10,000intro rate
Requirements
Product: Limited-time special CD offer available in Maine for accounts opened starting January 5, 2026. Promotional rates for a limited time on new money only (funds cannot currently be deposited at NBT Bank). CD accounts must be opened in branch (Portland Bayside branch). At maturity, renewed into regular CD product at the current rate available. A penalty will be assessed for early withdrawal.
Offer: 4 Month CD promotional rate on new money only. Must be opened in branch in Portland Bayside, Maine.
Promotional rate · 3.93% interest rate · Effective Jan 5, 2026
Rate checked
More details - 4.00%APY$165 over 5 months on $10,000intro rate
Requirements
Product: Not available for Individual Retirement Account (IRA). Substantial penalty for early withdrawal. Fees may reduce earnings.
Offer: Not available for Individual Retirement Account (IRA). Substantial penalty for early withdrawal.
Promotional rate · 3.95% interest rate · Effective Oct 15, 2026
Rate checked
More details - 4.00%APY$165 over 5 months on $10,000intro rate
Requirements
Product: Not available for an Individual Retirement Account (IRA). Substantial penalty for early withdrawal. Fees may reduce earnings.
Offer: Not available for an Individual Retirement Account (IRA). Substantial penalty for early withdrawal. Fees may reduce earnings.
Promotional rate · 3.95% interest rate · Effective Oct 15, 2026
Rate checked
More details - Members First Credit UnionTerm Share CertificatesCD · 9 months · $1,000 min
Credit union · 3 branches
4.00%APY$299 over 9 months on $10,000Requirements
Product: Penalty may be imposed for early withdrawal. Withdrawals or fees may reduce earnings. Other rates and terms may be available.
Offer: No limit to the number of 7, 9, or 11 month certificates so long as the aggregate balance for all certificates in each 7, 9, or 11 month term does not exceed $200,000 per primary member. No early withdrawal penalty. No incoming wire fees for new certificate. Minimum $1,000.00 required to open and earn stated APY.
Balance cap $200,000 · Effective Aug 7, 2026
Rate checked
More details - 4.00%APY$332 over 10 months on $10,000
3.93% interest rate · Effective Oct 5, 2026
Rate checked
More details - 4.00%APY$366 over 11 months on $10,000
Requirements
Product: Membership required (live, work, go to school, or worship in NH or York County, ME, or family member of HRCU member; $5 minimum to open membership). Early withdrawal penalty may apply. Dividends based on Average Daily Balance, paid monthly. Rate remains in effect for the term once opened. No setup or maintenance fees. Deposits insured up to $500,000 ($250,000 NCUA + $250,000 ESI).
3.93% interest rate · Effective Oct 22, 2026
Rate checked
More details - 4.00%APY$400 over 1 year on $10,000
Requirements
Product: $500 minimum balance required. Substantial penalty for early withdrawal. Automatically renews at maturity with a 10-day grace period. Compounded and credited monthly.
3.93% interest rate · Effective Oct 3, 2026
Rate checked
More details - 4.00%APY$400 over 1 year on $10,000
Requirements
Product: Must be or become a member of Lighthouse Credit Union by maintaining at least $5 in a Lighthouse Savings account. Dividends remain in certificate until maturity; early withdrawal penalty may apply.
3.93% interest rate · Effective Oct 2, 2026
Rate checked
More details - 4.00%APY$400 over 1 year on $10,000
3.92% interest rate · Effective Sep 18, 2026
Rate checked
More details - Merrimack County Savings BankCertificates of Deposit \u2013 Fixed RateCD · 15 months · $500 min
Bank · 9 branches
4.00%APY$502 over 15 months on $10,0003.93% interest rate · Effective Sep 25, 2026
Rate checked
More details - 4.00%APY$606 over 18 months on $10,000with conditions
Requirements
Product: Available to consumers only. Requires a Ledyard Bank consumer checking account to open and earn stated APYs. Penalty may apply for early withdrawal. Fees could reduce earnings.
Offer: Requires a $1,000 minimum deposit and a Ledyard Bank consumer checking account to open and earn stated APY.
Qualified rate · Effective Jul 24, 2026
Rate checked
More details - 4.00%APY$641 over 19 months on $10,000intro rate
Requirements
Product: Must live or work in Massachusetts to take advantage of this CD Special. Monthly compounding with funds held to maturity. Additional deposits to CDs are not permitted. Includes a one-time option to bump your rate to a higher rate currently offered for this exact same term. Substantial penalties for early withdrawals may be imposed.
Offer: $10 minimum daily balance required to earn APY. Monthly compounding. Includes a one-time rate bump-up option.
Promotional rate · 3.92% interest rate · Effective Oct 1, 2026
Rate checked
More details - Bangor Savings BankSpecial Certificate of Deposit (CD) OfferingsCD · 39 months · $500 min
Bank · 9 branches
4.00%APY$1,359 over 39 months on $10,000with conditionsRequirements
Product: Requires a $500 minimum daily balance to earn APY and $500 minimum opening deposit. Interest compounded daily and credited monthly. Penalties may be imposed for early withdrawal. Benefit Plus checking account holders receive relationship rate and APY.
Offer: For Benefit Plus customers. Renews automatically into 36 Month CDs.
Qualified rate · 3.92% interest rate · Compounded daily · Effective Oct 1, 2026
Rate checked
More details - Lighthouse Credit UnionVariable Rate Share CertificateCD · 24 months · $500 min
Credit union · 12 branches
3.95%APY$806 over 24 months on $10,000Requirements
Product: Must be or become a member of Lighthouse Credit Union by maintaining at least $5 in a Lighthouse Savings account. Variable dividend rate adjusts monthly based on the Federal Funds Rate as of the last business day of the month (minimum dividend rate 2.50% / APY 2.53%, maximum dividend rate 5.50% / APY 5.64%). Early withdrawal penalty may apply.
Offer: Variable dividend rate adjusts monthly based on the Federal Funds Rate as of the last business day of the month; minimum dividend rate 2.50% (APY 2.53%), maximum dividend rate 5.50% (APY 5.64%).
3.88% interest rate · Effective Oct 2, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in New Hampshire
580 CDs at 53 banks and credit unions · checked Oct 15–22
- Typical
- 2.75%
- Top 10% from
- 4.00%
- Banks, typical
- 2.33%
- Credit unions, typical
- 3.00%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
New Hampshire
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- GFA FCUCredit union · 3 branches
- Service Credit UnionCredit union · 36 branches
- Triangle Credit UnionCredit union · 9 branches